Show Notes
ISAs are back in the spotlight after the government's decision to cut the Cash ISA allowance for under-65s from next year. But that's only part of the story. In this episode of Investing Unlocked Extra, Georgie Frost is joined by Sarah Coles, Head of Personal Finance at AJ Bell, to separate fact from fiction and explain what the latest ISA changes could mean for savers and investors. They discuss: • Why the government is changing Cash ISAs • Whether the reforms will actually encourage more investing • The speculation around taxing cash held within Stocks & Shares ISAs • What happens to transfers between Cash and Stocks & Shares ISAs under the new rules • Why flexibility matters when it comes to saving and investing • Whether higher taxes on savings, dividends and capital gains signal a wider shift in UK wealth taxation
Plus, Sarah shares practical tips on choosing the right ISA for your goals and the one group of savers who may want to consider taking action before the new rules come into force. If you're wondering how the ISA landscape is changing — and what it could mean for your financial future — this episode is essential listening. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee. When investing, your capital is at risk.
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