Show Notes
Many entrepreneurs put every dollar back into the business and skip financial planning, then get a surprise tax bill at the end of the year. Rebecca Irey, founder and CEO of Blue Skye Financial, explains how to plan ahead and how to pick an advisor who helps you do it. Armando J. Perez-Carreno talks with Rebecca, a Certified Financial Fiduciary in Texas with 30 years in finance, including 20 as a CFO consultant. In this episode: A CPA mostly looks back at last year and hands you the bill, while a tax advisor plans how you can do things differently next year. Rebecca's three rules for hiring an advisor are to pick someone independent, make sure they're a Certified Financial Fiduciary, and choose someone you feel comfortable being honest with. Growing wealth at 30 and harvesting it at 55 follow different rules, so you may need a different advisor for each stage. Debt is a tool you can control, and taking a high-interest business loan without knowing your numbers can trap you in a cycle of debt and tax bills. Getting out of debt can start small, like the client who began by putting $20 a month toward her highest interest rate debt. Guest: Rebecca Irey, Founder and CEO, Blue Skye Financial Website: https://www.blueskyefinancial.com/ Chapters 00:00 Meet Rebecca Irey 01:59 Why entrepreneurs skip planning 04:43 Tax preparer vs tax advisor 13:13 Facing your numbers without shame 18:42 Growing wealth vs harvesting wealth 23:00 Paying for a financial advisor 25:42 Three rules for hiring an advisor 33:03 Using debt as a tool 40:48 How stress drives money decisions 48:13 How to reach Rebecca Episode page: https://webtalk.show/episodes/093-are-entrepreneurs-the-worst-planners/ Hosted by Armando J. Perez-Carreno. Learn more at https://perezcarreno.com
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