Ep 37: How to Navigate Complex Lending - Commercial, Business & Beyond with Kate Littlejohn
Melbourne Property PodcastShow Notes
Published: 11 May 2026
In this episode of the Melbourne Property Podcast, host Lindsay is joined by finance broker Kate Littlejohn from K.Finance Co, who specialises in helping borrowers navigate complex residential, commercial and self employed lending scenarios.
They explore the current lending landscape in 2026, including how interest rates, inflation and tighter borrowing conditions are impacting investors, business owners and borrowers with more complex financial profiles.
The episode also unpacks why borrowers reach lending limits, how different lenders assess risk, and what options may still be available when traditional banking pathways say no.
If you are navigating complex lending, considering commercial property, or looking to structure your finances more effectively as an investor or business owner, this episode provides clear, practical insights.
Episode highlights include: • What is happening in the lending market in 2026 • Why investors hit borrowing capacity and how to work around it • Key differences between residential and commercial property lending • Lending strategies for business owners and self employed borrowers • What to do if a bank declines your application
Want to connect with Kate or learn more about K.Finance Co? Website: www.kfinanceco.com.au Instagram: https://www.instagram.com/kate_k.financeco Facebook: https://www.facebook.com/k.financeco Email: [email protected] Phone: 0432 596 655
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Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
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