127. Stop Paying Full Price: The Money Cheat Codes That Work ft Elvire Matu (SaveWithElvs)

Send us Fan Mail Pennies To Pounds presents Where We Learned It, a powerful roundtable conversation exploring how money, culture and legacy shape the Black British experience. Hosted by Kia Commodore, this discussion brings together Emmanuel Asuquo, Angel Arutura, Rotimi Merriman-Johnson and Elaine Babey for an honest conversation about money, identity and community. Together, they unpack where we really learned about money growing up, the unspoken financial rules that shaped us, and how a ne...

Send us Fan Mail We’ve all copied money advice we thought would make us rich — but what if it’s actually keeping you broke? In this episode, Kia is joined by Kennie Bukky, finance expert and money strategist, to separate the smart moves from the scams. From the worst financial advice that still goes viral, to the habits that quietly build wealth over time, Kennie is here to cut through the noise. 💡 We get into: The biggest money myths keeping Gen Z and Millennials brokeWhy “looking rich” and ...

Send us Fan Mail Forget what you’ve heard — apprenticeships aren’t just for people who “couldn’t get into uni.” In this episode, Kia sits down with Elijah, founder of The Black Apprentice Network, to break down the truth about degree apprenticeships, why they deserve way more respect, and how they can set you up for success — without £30K of student debt. We get into: 💡 The biggest myths about apprenticeships (and why they’re wrong) 💡 The hidden benefits no one talks about — from networking...

Send us Fan Mail In this episode, writer, financial educator and all-around gem Anna Brading joins Kia to unpack the real link between money and confidence, why financial advice often leaves women behind, and what it actually takes to rewrite your money story in your 20s and 30s. From early money trauma to navigating imposter syndrome and building a life on your own terms, Anna shares the lessons she’s learned and the bold decisions that changed everything. We talk about: Why your confidence ...

Send us Fan Mail In this episode of Pennies to Pounds, Kia unpacks what it really means to enjoy life without sabotaging your financial future. Forget the old-school advice about constant sacrifice — this one’s about balance, strategy and enjoyment. Here’s what you’ll get: Smart ways to enjoy luxury on a budget (yes, including travel)The spending hack that keeps guilt out of your purchasesWhy a little planning goes a long way with flights, hotels and upgradesHow to make your lifestyle work fo...