Bonds: The Missing Piece In Your Investment Portfolio (with Professor Moorad Choudhry)
Investing UnlockedShow Notes
Bonds are powerful financial instruments that dictate mortgage rates and can bring down governments in a matter of days. Liz Truss learnt this the hard way in 2022. Yet, most retail investors still don't own them – or even fully understand what they do. In a world obsessed with fast growth, is ignoring the bond market a costly oversight for retail investors?
In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Professor Moorad Choudhry – fixed income expert and former JP Morgan banker – to demystify one of investing's most misunderstood asset classes.
They break down exactly what a bond is, how gilt yields secretly affect your mortgage rate, and the key differences between buying bonds directly versus using a fund.
Moving past the textbook definitions, this episode confronts the real rates, risks, and returns of the bond market today – and why every investor needs a strategy for them. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk.
Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us:
YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. Instagram: www.instagram.com/investing.unlocked/ TikTok: www.tiktok.com/@investing.unlocked
Georgie Frost Instagram: www.instagram.com/georgiefrostmoney/?hl=en TikTok: tiktok.com/@georgiefrostmoney LinkedIn: linkedin.com/in/georgie-frost-a1b090110
More from Investing Unlocked
We’re living longer and having fewer children. But are the effects of longevity an economic threat or a huge investment opportunity? In this episode of Investing Unlocked, Georgie Frost and guest host Maike Currie (PensionBee) are joined by David Sinclair, Chief Executive of the International Longevity Centre, to explore what longer lives and falling birth rates mean for investors. They look at the impact of a shrinking workforce and whether AI and automation can help plug the labour gap, as well as the investment opportunities emerging from the ageing population and the so-called ‘silver economy'. In a world where people are living for longer, can the traditional ‘learn, earn, retire’ model survive? And if longevity becomes one of the biggest investment themes of the coming decades, are investors ready for it? Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk.
Trillions of dollars are pouring into artificial intelligence. But is the AI boom outpacing reality? In the Season 2 premiere of Investing Unlocked (sponsored by PensionBee), Georgie Frost and guest host Russ Mould talk to BBC technology broadcaster Spencer Kelly about what the AI boom means for your money.
Companies are spending trillions on AI. Governments are ripping up the old economic rulebook. Global power is shifting and populations are getting older.
What separates a successful investor from everyone else – and why do so many of us feel like we're getting it wrong?
AI is transforming the world – but does that automatically make it a good investment? In this episode of Investing Unlocked Extra, Georgie Frost is joined by Andrew Oxlade, Director at Fidelity Personal Investing, to unpack one of the biggest questions facing investors today. Are AI stocks genuinely worth their eye-watering valuations, or are we seeing echoes of the dot-com bubble? And if you're invested in a pension, ISA or global tracker fund, how much AI exposure do you already have without realising it? Together, they explore whether Nvidia, SpaceX and the Magnificent Seven have become too dominant, how to assess AI valuations, why passive investing may be increasing concentration risk and whether now is the time to rebalance your portfolio. They also discuss active versus passive investing, diversification, FOMO, market psychology and the practical steps investors can take to manage risk while staying invested. Whether you're excited by AI or worried you've become overexposed, this episode will help you understand the opportunities, the risks and what they could mean for your portfolio.