The Divorce Course Podcast

Financial Abuse and Coercive Control: When Money Becomes the Weapon

The Divorce Course Podcast

Show Notes

🎧 Listen to this episode if… Your ex is using money to punish or control you in divorce proceedings Your ex is stalling the settlement, ignoring emails, or pressuring you to sign before you're ready You've been told it "couldn't really be financial abuse" because you earned your own money or had access to the accounts Your partner refused to work or quietly drained joint funds Your lawyer suggested leaving coercive control out of your settlement You need the courage to name what happened ⚠️ Legal Disclaimer This podcast is general information only it is not legal advice. It reflects Australian family law and may not apply to your situation or jurisdiction. Always consult a qualified family lawyer. Laws may have changed since recording. πŸ›Ÿ Family Violence Trigger Warning This episode discusses coercive control and financial abuse. For confidential support: 1800 RESPECT (1800 737 732). Lyn a Family Lawyer and I are joined again by clinical psychologist Krasi Kirova to answer your questions about financial abuse the part of coercive control that hides inside bank accounts, businesses, superannuation and settlement negotiations. Krasi breaks down the three faces of economic abuse – control, employment sabotage and economic exploitation – and Mum covers what Section 4AB of the Family Law Act actually says, what evidence courts look for when the abuse happened behind closed doors, and how to find the courage to name it. 00:00 – Financial Abuse and Coercive Control: Was It Really Abuse? 03:00 – Financial Abuse When You're the Breadwinner 04:00 – The 3 Types of Economic Abuse: Control, Sabotage, Exploitation 08:00 – My Husband Won't Work – Is This Coercive Control? 12:00 – Secret Accounts and Hidden Spending 15:00 – "I Learned to Stop Asking Questions" – Control Through Consequences 16:00 – Section 4AB Family Law Act: Financial Abuse Is Coercive Control 17:00 – The Avoidant Ex and Post-Separation Abuse 19:00 – When Courts Award More: The 14% Adjustment for Coercive Conduct 21:00 He Won't Accept the Separation 23:00 – Proving Subtle Coercive Control in Court 24:00 – What Evidence Family Courts Actually Need (It's Not Criminal Proof) 27:00 – Making Your Story Live for the Judge: Notes, Dates, Chronology 29:00 – The Three Ds Framework: Demeaning, Disempowerment, Distortion 31:00 –Proving Covert Control and Narrative Isolation 39:00 – Trying Hard's Question: Pressured to Sign the Settlement Too Soon 43:00 – Alex's Question: When Your Ex Uses Adult Kids to Pressure You 46:00 – Krasi's Call-Out: Share Your Experience for the Psychology Conference 48:00 – Samantha's Question: My Lawyer Said to Leave Coercive Control Out 52:00 – Spousal Maintenance Years After Separation: What Courts Consider 54:00 – Gretchen's Question: When the Ex's Lawyers Play Coercive Games 55:00 – Miss Resilient: Private School Fees, Child Support and Spiteful Neglect 59:00 – Next Week: Coercive Control, the Children and Co-Parenting 60:00 – Jesse and Sandy: Finding the Courage to Name the Abuse 61:00 – The Lighthouse Program and Evatt List: Extra Safeguards in Court 65:00 – The Domestic Violence Pendulum: You Will Find Your Voice πŸ“ž 1800 RESPECT – 1800 737 732 (24/7 DV support) πŸ“ž Lifeline – 13 11 14

🌐 The Divorce Course – www.thedivorcecourse.com.au Krasi's free Three Ds handout - https://kirovapsychology.com.au/wp-content/uploads/2025/06/3Ds-Handout-1.pdf Krasi's Psychology Conference questionnaire https://jtwqtij4vdy.typeform.com/to/bjpm4Gy2

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🎧 Listen to this episode if… - You dread every text from your ex and screenshot messages "just in case" - Your co-parent avoids, delays or denies every conversation that matters - You can't get a straight yes or no - You carry the mental load of every reminder, newsletter and schedule - You've been told to "document everything" and want it done automatically ⚠️ General information only not legal advice. Australian family law; always consult a qualified family lawyer about your circumstances. πŸ›Ÿ This episode discusses family violence and coercive control. If you're in danger call 000. Support: 1800 RESPECT (1800 737 732), Lifeline 13 11 14. unpack the co-parenting app that courts here actually trust. ⏱️ Episode Timeline 00:00 – Dreading Texts From Your Ex? Why You Need This Episode 01:00 – Meet Erin Green From OurFamilyWizard Australia 02:00 – Why Avoidant Co-Parents Stop Communicating 05:00 – The Amicable Trap: Becoming the Communication Manager 07:00 – What Is OurFamilyWizard? The Co-Parenting App Explained 08:00 – Uneditable, Encrypted Records vs Deleted Text Messages 10:00 – Calls Feature: Transcripts and Documented Call Activity 11:00 – Family Violence Orders: Calling Without Sharing Your Number 12:00 – The Shared Calendar and Change Requests Without Drama 15:00 – Expense Tracking: Invoices, Receipts and Proof for Court 17:00 – The Info Bank: Schools, Medications and Clothing Sizes 18:00 – Who Uses OurFamilyWizard (And When Courts Order It) 20:00 – Putting the App in Your Consent Orders 21:00 – Timestamped Messages: No Deleting, No Rewriting History 22:00 – Free Divorce Webinar With Laura & Lyn 23:00 – Court-Admissible PDFs and Professional Access 25:00 – The AI Writing Assistant That Flags Escalating Language 27:00 – Message Search + Safety for Survivors of Abuse 29:00 – Word Salad, Yes-or-No Requests and Coercive Control 31:00 – Check-Ins and Location Privacy After Family Violence 33:00 – A Tool, Not a Safety Plan: Tech Stalking Reminders 34:00 – What If Your Ex Refuses to Use a Co-Parenting App? 36:00 – Protection Orders, Mediation and Raising the App 37:00 – Fee Waivers for Family Violence and Financial Duress 38:00 – Defence Force Discount Explained 40:00 – OurFamilyWizard Cost: Essentials, Premium and Max 43:00 – Erin's Best Advice: Pause Before You Reply 44:00 – What to Embroider on a Cushion This Week 🎧 Episodes Mentioned Coercive Control and Your Kids – https://podcasts.apple.com/au/podcast/coercive-control-and-your-kids-how-to-protect-your/id1503451022?i=1000777679728 Co-Parenting With a High Conflict, Narcissistic or Avoidant Ex – https://podcasts.apple.com/au/podcast/co-parenting-how-to-successfully-do-it-even-with-a/id1503451022?i=1000559535573 Take the Divorce Personality Quiz – https://podcasts.apple.com/au/podcast/take-the-divorce-personality-quiz-learn-why-your/id1503451022?i=1000748290587 Is Your Ex Watching You? Coercive Control Goes Digital – https://podcasts.apple.com/au/podcast/is-your-ex-watching-you-coercive-control-goes-digital/id1503451022?i=1000758578403 Creating a Safety Plan Before You Need One – https://podcasts.apple.com/au/podcast/from-fear-to-freedom-creating-a-safety-plan-before/id1503451022?i=1000741625311 Co-Parenting Without Court Orders – https://podcasts.apple.com/au/podcast/co-parenting-without-court-orders-the-real-rules-and/id1503451022?i=1000735234386 πŸ”— Links & Resources OurFamilyWizard Australia – https://www.ourfamilywizard.com.au Fee waiver (via your lawyer, mediator or support professional): [email protected] Help using the app: [email protected] πŸ“ž 1800 RESPECT – 1800 737 732 | Lifeline – 13 11 14 | πŸš“ Police – 000 🌐 www.thedivorcecourse.com.au – free webinar: click "Reserve My Seat" πŸŽ“ Blog: www.thedivorcecourse.com.au/blog

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🎧 Listen to this episode if… Your ex is rewriting your shared history in lawyer's letters or affidavits Money is disappearing before your property settlement You suspect secret super, hidden cash, or crypto Your ex has turned your family or your own accountant against you The person who hurt you is now playing the victim You want to know these patterns are predictable and you're not alone You suspect your ex is a narc ⚠️ Disclaimer: General information only, not legal advice. Based on Australian family law. Originally recorded in 2021 – laws may have changed. Always get independent legal advice. πŸ›Ÿ This episode discusses family violence and coercive control. If you're in danger call 000. Support: 1800 RESPECT (1800 737 732) | Lifeline 13 11 14. About this episode: From the vault over 300 episodes back to one of the very first and most requested episodes we ever recorded. Mum draws on 35+ years in family law to open up The Narcissist Playbook: the 10 patterns she sees again and again with controlling and manipulative exes in divorce. If the playbook existed, it would have two chapters "I only care about me" and "I tell lies." Once you can see the patterns, you can see the next move coming. ⏱️ Timeline 00:00 – From the Vault: Why We're Replaying The Narcissist Playbook 01:00 – Family Violence Warning & Disclaimer 02:00 – The Two Rules of the Narcissist Playbook 04:00 – Pattern 1: They Rewrite History 07:00 – How to Prove the Lies: Photos, Receipts, Credibility 09:00 – Pattern 2: Spending Money Before Property Settlement 10:00 – Add-Backs: How Wasted Money Gets Counted 11:00 – Pattern 3: Secret Super, Bank Accounts and Hidden Cash 12:00 – Crypto and Digital Wallets 13:00 – Positive Credit Card Balances and Gambling Accounts 14:00 – Pattern 4: Undermining You With Family and Kids 16:00 – Building Your Support Group 17:00 – Pattern 5: Playing the Victim and DV Cross-Applications 18:00 – Keeping a Diary of Coercive Control 21:00 – Pattern 6: Parent of the Year Transformation 22:00 – Toys, Trips and Trash Talk: The Cost to Kids 24:00 – Genuine Change vs Performance 25:00 – Pattern 7: They Re-Partner Almost at Once 26:00 – Recruiting the New Partner Into the Campaign 27:00 – When the New Partner Wakes Up: Witnesses and Subpoenas 28:00 – Pattern 8: Turning Joint Professionals Against You 30:00 – Get Your Own Accountant and Team 31:00 – Pattern 9: Claiming Credit for Your Contributions 33:00 – Why Judges See Through It 34:00 – Pattern 10: Reversing the Blame 35:00 – How Courts Catch the Lies 37:00 – New Court Rules: Responding to Their Affidavit 38:00 – The Ten Patterns Recapped 39:00 – Reviewer of the Month: Free 30-Minute Consult With Lyn 🎧 Episode mentioned: Finance and Financial Planners (with Pedro) πŸ“ž 1800 RESPECT β€” 1800 737 732 | Lifeline β€” 13 11 14 | Police β€” 000 🌐 www.thedivorcecourse.com.au – free resources + DIY Divorce Blueprint βœ‰οΈ Questions: [email protected] or DM @thedivorcecourse ⭐ Review the podcast each month for a chance to win a free 30-minute chat with Lyn If this episode helped you recognise the patterns and feel less alone, please subscribe, like and share so others can find it too. All our best, Laura & Lyn – Your Guides By Your Side

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