Show Notes
What does it take to build one of India’s most important fintech companies from scratch? In this candid and deeply insightful conversation, Razorpay co-founder Harshil Mathur walks us through his journey, from coding at IIT Roorkee and working on oil rigs at Schlumberger to co-creating Razorpay, a company that has redefined digital payments in India. We dive into the early struggles of being taken seriously as young founders, the organic evolution of Razorpay from a side project, and the philosophy behind choosing a B2B path when the world was chasing B2C valuations. Harshil also unpacks the real complexity behind payment systems, the rise of UPI, the regulatory ecosystem, and what the future of seamless, biometric-based payments looks like. Whether you're a fintech enthusiast, aspiring founder, or just curious about how India's digital economy was built—this episode is packed with stories, strategies, and sharp insights.
About SparX by Mukesh BansalSparX is a podcast where we delve into cutting-edge scientific research, stories from impact-makers and tools for unlocking the secrets to human potential and growth. We believe that entrepreneurship, fitness and the science of productivity is at the forefront of the India Story; the country is at the cusp of greatness and at SparX, we wish to make these tools accessible for every generation of Indians to be able to make the most of the opportunities around us. In a new episode every Saturday, our host Mukesh Bansal (Founder of Myntra and Cult.fit) will talk to guests from all walks of life and also break down everything he's learnt about the science of impact over the course of his 20-year long career. This is the India Century, and we're enthusiastic to start this journey with you.Follow us on our Instagram: / sparxbymukeshbansal Also check out our website: https://www.sparxbymukeshbansal.com You can also listen to SparX on all audio platforms!Fasion | Outbreak | Courtesy EpidemicSound.com
More from SparX by Mukesh Bansal
AI is getting better at answering questions. But what happens when it starts asking and solving the questions scientists haven’t answered yet?In this episode of SparX, Mukesh Bansal sits down with Paras Chopra, founder of Wingify and Lossfunk, to explore AI research, scientific discovery, consciousness, and India’s place in the global AI race.
AI is getting better at answering questions. But what happens when it starts asking and solving the questions scientists haven’t answered yet?In this episode of SparX, Mukesh Bansal sits down with Paras Chopra, founder of Wingify and Lossfunk, to explore AI research, scientific discovery, consciousness, and India’s place in the global AI race.
What will it take to build robots that can truly operate in the real world? 🤖
What does the roadmap to a "Viksit Bharat 2047" look like from the very top? 🇮🇳In this special episode of SparX, Mukesh Bansal is joined by Professor Ajay Sood, the Principal Scientific Adviser to the Prime Minister of India. As a key architect of India’s scientific policy and a Padmashri awardee, Professor Sood offers an exclusive look into the government’s strategic vision for technology as the ultimate pillar of national sovereignty and economic growth.From the explosion of space-tech startups like Skyroot to the revolutionary ₹1 Lakh Crore R\&D fund, we dive deep into the missions that are positioning India as a global leader. We explore the critical convergence of AI and Quantum Computing, the strategic importance of Semiconductor Mission 2.0, and how India is navigating complex geopolitical supply chains.Whether you are a deep-tech entrepreneur, a student of science, or curious about India's technological future, this conversation provides a masterclass on the "Golden Age of Indian Science."In this episode, we discuss:The Vision for 2047: How Science & Tech are the primary engines for a developed India.Deep Tech Sovereignty: Why India must choose its global partners carefully while building indigenous strength.The Quantum Leap: India’s proactive National Quantum Mission and its synergy with AI.Semiconductors & Nuclear Energy: Building a full-fledged ecosystem and the future of Fusion energy.Democratizing Science: The "One Nation One Subscription" initiative and creating a culture that celebrates science like a festival.
Description- Is superintelligence a few years away, and would we even notice if the systems we built started to matter morally?- Nick Bostrom is the philosopher who put superintelligence on the map. His 2014 book defined the field, and his recent Deep Utopia asks the harder question: what is life for once machines can do everything better than us?- In this episode of Sparks, he tells [Host] that we don't have superintelligence yet but are seeing limited forms of AGI, that frontier labs using AI to accelerate their own research could trigger recursive self-improvement, and that he can no longer rule out timelines of just a few years. He argues the outcome is likely to be either very good or very bad, walks through the three ways it fails, and explains why he now works on problems that only matter over the next 6 to 18 months — philosophy, as he puts it, with a deadline.-We also get into full unemployment as a destination rather than a disaster, what an education system looks like when it isn't producing workers, why suppressing deception in a model makes it more likely to claim consciousness, and why building trust with AI systems now may be a safety measure rather than sentiment.