Modernizing high-value payment systems | Jean Clement, Richard Dzina, James Southgate, Mike Hoganson

The launch of the Real-Time Rail (RTR) is on the horizon. The use cases are well known. We know how settlement and funding works. But the question remains, how will consumers or businesses initiate a payment transaction that rides on this new rail? What will the user experience layer look like? What is possible? The answer is overlay services! This conversation explores the commercialization of overlay services that will provide real-time payment capabilities to end users; built a...

Canada’s payment landscape is rapidly transforming, offering a growing range of participation options for emerging players. This conversation explores how organizations can effectively navigate the ecosystem to power their growth and examines the key money transfer systems available today, including prepaid cards, Visa Direct, Mastercard Send, Interac e-Transfer and the upcoming Real-Time Rail. Learn about the operational, regulatory and strategic implications of each approach and how m...

Canada is flipping the switch on 24/7 banking, but the real challenge isn’t the tech—it’s the strategy. When the "9-to-5" window closes for good, how does your institution stay ahead? This expert panel moves past discussions of technical details to talk about what actually matters in a world of real-time payments: market implications, product strategy, keeping money moving and staying competitive in a world that never hits pause. Guests: Jude Leclerc, Senior Vice President, ...

What happens when your favourite ride-sharing, shopping or accounting app starts offering a debit card, credit line or instant payment feature? Welcome to the era of banking in disguise - where financial services are no longer delivered by “banks,” but by the apps Canadians already use every day. The rise of embedded finance is redefining who controls the customer relationship in banking. Retailers, tech platforms and service providers are embedding payments, credit and savings products seaml...

This episode is an important conversation around financial crime prevention in a rapidly evolving landscape. Experts from Feedzai and top financial institutions explore the paradigm shift toward unified decisioning, emphasizing advanced fraud controls and the deployment of actionable risk intelligence. Panelists examine the role of industry collaboration and trust in combating fraud effectively, particularly at the point of account opening. The discussion also addresses future-fac...