Show Notes
The rules around leverage have changed. So what does that mean for advisers?
With residential property LRBAs no longer available inside SMSFs, instalment warrants remain one way advisers can use leverage in super.
Citi Global Markets Director Elizabeth Tian and Five Financial Managing Partner and Head of Advice Jason Petersen join Ally to explain how instalment warrants actually work, where they fit compared to geared ETFs and margin loans, and the risks advisers need to consider.
Plus, Jason shares two real client strategies, including how leverage can be used for retirees and younger accumulators.
Chapters: 00:00 Leverage After Budget Changes 02:23 Instalment Warrants Explained 05:13 New Tax Rules Reshape Gearing 09:48 Why Use Leverage? 12:12 Who Uses Instalment Warrants? 14:57 Gearing Across Life Stages 18:36 SMSF Risks and Guardrails 21:10 The Long-Term Gearing Impact
📈 Stocks and ETFs Mentioned: Citigroup (NYSE: C)
This episode was recorded on 25th August 2026.
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CPD Points: This episode is accredited for the following CPD points by the Financial Advice Association of Australia (FAAA). Complete the quiz here to claim your points. 0.5 Total Hours Knowledge Requirements: Derivatives (0.50 hour) Legislated CPD Area: Technical Competence (0.50 hour)
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This episode has been sponsored by TMX Australia Exchange - formerly Cboe Australia. To learn more or subscribe for insights and events, visit www.tmxaustralia.com. Thanks to TMX Australia for helping us keep our content free. Citi’s warrants are traded on TMX. If you're looking to understand the structured product options available to your clients, head to https://au.citifirst.com/ to find out more.
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