Show Notes
Some IRA mistakes cannot simply be reversed. Don and Tom explain the traps around non-spouse beneficiary transfers, the one-rollover-per-year rule, 72(t) plans, the same-property rollover rule, outdated beneficiaries, qualified charitable distributions, missed RMDs, and portfolio drift. Then Mike from Salt Lake City asks how aggressively he should convert a traditional IRA to Roth before Social Security and future inherited assets change the tax picture. Don and Tom discuss bracket managemen...
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Don takes five listener questions with no magic tricks required: how simple a young investor’s Roth IRA can be, whether socialist economies have stock markets, and what rising U.S. debt really means for Treasury investors and the dollar. He explains why a globally diversified fund can do most of the heavy lifting, why modern economies are hybrids rather than neat ideological labels, and how stocks, TIPS, and global diversification can help with inflation risk—without pretending there is a pe...
A little hot pepper can improve a meal. Eating the whole habanero is another experience entirely. Can the same be said for your portfolio? Don and Tom explore why small-company, value, and profitability tilts have historically rewarded investors—and why chasing those higher returns can demand more patience than most people have. A strategy that looks terrific over decades can feel unbearable while it trails the market for years. The question is how much you can actually stick with. Plus, a li...
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Don and Tom dismantle the idea that investors need to choose one narrow “style.” Growth, value, small companies, momentum, and passive investing are ingredients—not competing identities—and the sensible answer is a globally diversified, low-cost portfolio built to work together. They also answer questions about arranging stocks and bonds across a Roth and rollover IRA, helping a late-starting saver use a 403(b) and Roth IRA, and whether a 30-year Treasury yielding more than 5% is really a sa...
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