#343 - Warning! The Australian Property Crash Is Beginning

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The Australian property crash isn’t coming, it has already begun. In this episode, Lloyd breaks down the hard evidence showing the downturn is officially underway, why clearance rates have collapsed, why mortgage demand has fallen sharply, and the four triggers driving the correction. He also explains the affordability squeeze, the impact of recent budget changes, and how global housing cycles are now hitting Australia last. Whether you own, rent or are waiting to buy, this episode gives you the playbook for navigating what comes next. ◼️ the data showing the correction has begun ◼️ the four triggers driving falling prices ◼️ how to position yourself whether you own, rent or plan to buy

Timestamps: 00:00:00 – Introduction 00:00:41 – The Evidence the Downturn Has Begun 00:02:13 – National Home Index Hits 0% Growth 00:02:30 – Auction Clearance Rates Collapse 00:03:12 – Mortgage Applications Down 30% 00:03:34 – Why Interest Rates Triggered the Fall 00:04:26 – Budget Changes and Investor Confusion 00:05:06 – Sentiment Shock and SMSF Restrictions 00:06:38 – The Affordability Wall 00:06:46 – Global Property Cycles Turning 00:07:25 – Why More Rate Rises Are Likely 00:08:24 – Long‑Term Population Demand Risks 00:09:52 – Correction vs Crash 00:10:22 – Crash Scenario and Sentiment Risk 00:11:02 – Stagflation’s Impact on Property 00:11:32 – Why an Orderly Decline Is Likely 00:12:06 – Fragmented Markets Across Australia 00:12:39 – Immigration as the Only Buffer 00:13:21 – Why Sideways Prices Are Possible 00:14:35 – Five Signals to Watch 00:17:15 – The Playbook for Owners 00:18:23 – Stress‑Testing Your Mortgage 00:19:58 – When Selling Makes Sense 00:20:08 – The Playbook for Buyers 00:21:01 – Why It’s a No‑Man’s‑Land Market 00:21:54 – Only Buy on a 10‑Year Horizon

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