The CyberGuy Report

[Ep. 26] She drove to the bank with a scammer on the phone… almost lost $15,000

The CyberGuy Report

Show Notes

Dorothy Rhode got a text that looked exactly like a legitimate Apple Pay fraud alert. She called the number in the message, and the man who answered already knew her name, her address, and which banks she used.

He told her she'd been targeted by corrupt bank employees, that he was working with the FBI and FDIC, and that she needed to pull $15,000 in cash immediately and tell no one. She got in her car and drove to the bank. What happened next is the reason she's telling this story. Kurt breaks down how this scam works, why even sharp people fall for it, and exactly what to do if it happens to you.

What you will learn in this episode: How a text message that looks completely real can be the opening move of a $15,000 scam

Why scammers already know your name, address, and bank before they call you — and how to stop that

What to say to a bank teller if you ever feel something's wrong, even mid-transaction

How to set a daily withdrawal limit on your account so scammers can't drain it even if they get in

Why hanging up without saying a word is almost always your best defense

How to filter unknown callers and unknown text senders on your iPhone so scam messages never reach you

Why the "Do Not Call Registry" does nothing — and what actually works instead

What real red flags look like: urgency, secrecy, and any request involving cash

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