
Ep 106: Home Loans & Asset Protection Explained for Couples - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung
What School Should Have Taught YouShow Notes
Buying a home as a couple but one of you runs a business? Here’s what you need to know.
Jeremy Iannuzzelli is joined by experts Shanil Lal and Scott Lung to answer a listener question from a couple navigating their first home purchase.
They break down key considerations when one partner is a business owner and the other is a PAYG employee, including asset protection, loan structures, and risk management. The discussion covers why some couples choose to hold property in one name, how guarantor arrangements actually work, and whether you really need to be on the title to be on the loan.
Whether you’re just starting your property journey or planning for long term security, take the time to understand your options and protect your assets.
Use what you’ve learned here to have informed conversations with your partner, your mortgage broker, and your legal advisor before making any decisions.
❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion
Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/
Scott Lung: Website: https://koalafinancial.com.au/
Shanil Lal: Website: https://www.runnymedelawyers.com.au/
Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.
The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.
Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.
By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener for privacy information.
More from What School Should Have Taught You
The Gold Coast has quietly become one of Australia's most talked-about property markets. Buyer's agent Matt Srama has watched it unfold from the inside since 2020.
One Nation's strongest showing in years has people asking a question most weren't taking seriously: what if Pauline Hanson becomes Australia's next Prime Minister?
Population growth is the invisible engine behind property prices, rental yields, and the broader economy. So what actually happens if the immigration tap gets switched off?
Private health insurance premiums are rising again. But before you renew on autopilot, it's worth asking whether the cover you've been paying for was ever designed to protect you, or just to take pressure off the public system.
Do you really need a massive property portfolio to retire comfortably, or is there a smarter way to build wealth?