Show Notes
In This Episode
Which trends are genuinely reshaping and transforming banking? Is fintech hitting its "awkward adolescent phase"—past the hype but not yet fully mature?
Today we sort through the signal and the noise. Which trends are actually changing how banks work and which are mostly theater. There are lots of pitches coming at banks, but just like in baseball, you can't swing at them all. How do financial institutions decide what's worth pursuing versus what's just the latest headline?
Joining host Jason Henrichs are two people who view the landscape from different vantage points: Alex Johnson, Founder of FinTech Takes who analyzes and challenges the narratives shaping fintech, and Meghan Kober, Head of Fintech Partnerships & Investments at U.S. Bank who sits on the side of who decides which innovations get deployed within one of the most innovative banks. Together, they dig into where fintech stands today and what the next phase might look like once the noise settles.
This episode of Breaking Banks is part of the FintechXchange recording series at the University of Utah, powered by U.S. Bank.
More from Breaking Banks
Barq means lightning in Arabic, and for once the brand name might be underselling it. One million users in three weeks, more than 15 million users across over 210 nationalities today, with around $118 billion processed since launch.
In this episode, Brett King sits down with Carl Rivera, Chief Product Officer at Nubank—one of the world’s largest digital banking platforms—to discuss how Nubank is redefining modern banking.
As banking, wealth, and commerce converge, customers increasingly expect one view of their financial life — a view they often get from third-party apps rather than their bank. Are banks misdiagnosing what is holding them back?
As a Peace Corps volunteer with an engineering degree from MIT, Doug Ricket, Founder and CEO, PayJoy, a leading financial services provider for underserved consumers across emerging markets, learned first-hand what it means to build trust in underserved communities. The experience in West Africa sparked a long-held interest that eventually put Doug’s engineering and tech background to work to make a true financial impact and build a mission-driven business for underserved consumers, 20 million of them to date across 9 countries (Mexico, Brazil, Indonesia, South Africa, Ecuador, Peru, Panama, Colombia, and the Philippines)
Can a not-for-profit, member-owned credit union genuinely out-innovate a bank with a multi-billion-dollar AI budget by being more disciplined and mission-anchored?