So Money with Farnoosh Torabi

2032:  How to Get Rich Without Leaving Your Parents Behind

So Money with Farnoosh Torabi

Show Notes

What does it mean to build wealth when you don't come from money and when getting ahead financially isn't just about you?

My guest today is Maria Melchor, founder of FirstGenLiving and author of the new book Always Have Enough: How to Build Wealth When You Don't Come From Money.

Maria grew up in a Mexican immigrant family, at one point undocumented in the United States, watching her parents piece together everything from paychecks and government benefits to food bank boxes to make ends meet. As a kid, she saw classmates get cars when they got their driver's licenses while she was waiting for the legal status that would eventually allow her to work, and fully participate in the financial system.

Maria would go on to attend Yale, and after graduation found herself earning more at 22 years old than her parents had after decades of incredibly hard work. Which brings to the forefront a complicated question: What do you do when you're the one in the family who suddenly has access to opportunity? ? How much do you owe yourself? How much do you owe the people who helped you get there? And when can you finally say, "I have enough"? How's midlife going? Fill out Farnoosh's survey and help shape the podcast in 2027.

Hosted on Acast. See acast.com/privacy for more information.

More from So Money with Farnoosh Torabi

Oct 23, 2026

Take Farnoosh's midlife survey

Oct 21, 2026

You’re not ready to retire. But you might be ready to stop working—and living—the way you have been. How do you figure out what you can afford to change? Farnoosh welcomes certified financial planner Sara Stanich, founder of Cultivating Wealth and author of Crossroads: A Financial Fable for Women Navigating the Decisions, Transitions, and Pivots of Peri-Retirement.

Oct 20, 2026

Can you afford to retire—and what do you want life to look like when you do?

Oct 14, 2026

Today's episode is for anyone who has ever stood in the vitamin aisle reading about the exact right creatine dosage for a woman "in this stage of life" and thought... okay but where's the aisle for my retirement savings?

See all episodes →