The Personal Finance Podcast

12 Financial Rules of Thumb That Let You Spend More on What You Love

The Personal Finance Podcast

Show Notes

What if the secret to spending more on what you love is not making more money but having better rules for how you spend it?

👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22

What You'll Learn in This Episode

How to save and invest automatically so you never have to budget again

The back of the napkin math that tells you your retirement number in 60 seconds

How to identify exactly where to spend more and where to cut without feeling deprived

The one rule that stops impulse purchases before they drain your account

A simple formula to evaluate any purchase before you buy it

How to enjoy your raises guilt-free while still building serious wealth

The question to ask yourself before every major purchase that future you will thank you for

Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Try Master Money Academy FREE for 7 days today! https://mastermoney.co/join/

👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21

👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79

Partner Deals

DeleteMe → 20% off with code PFP https://joindeleteme.com/PFP20/

Tool/s Mentioned

Retirement Calculator https://expert-hustler-605.kit.com/e6b8d4f8a

Watch Next

How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI

How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY

The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0

Focus on THIS in Retirement (Everything Else is Noise) https://youtu.be/afrCCLz4aJ4

How to Build Your Investment Portfolio (The Portfolio Pyramid!) https://youtu.be/Vn-NXfFWtfU

Connect with Andrew

Instagram → https://instagram.com/mastermoneyco

Website → https://mastermoney.co

TikTok → https://tiktok.com/@mastermoneyco

X → https://x.com/mastermoneyco

LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340

YouTube → https://www.youtube.com/@mastermoneyco/

Question for you:

What is one category you are going to spend more on and one you are going to cut ruthlessly starting today? Drop both in the comments. Learn more about your ad choices. Visit megaphone.fm/adchoices

More from The Personal Finance Podcast

Oct 21, 2026

Most people decide whether retirement is possible for them without ever doing the math. Andrew runs the numbers on all three goals Americans say they want most, and the answers are better than the headlines suggest.

Oct 19, 2026

Every decade has its own way of quietly breaking your finances, and most people never see theirs coming until it already happened.

Oct 14, 2026

You cannot judge a three-year-old by their SAT score, and you cannot judge a young company by its P/E ratio. Brian Feroldi explains the five phases that tell you which numbers actually matter.

Oct 12, 2026

Are you spending hours trying to save a few dollars while overlooking the financial decisions that could transform your future? Building wealth isn't just about cutting expenses. It's about increasing your income, making smarter decisions about housing and cars, reducing investment fees, investing in yourself, and consistently putting money toward your financial future.

Oct 7, 2026

What if you could pay off your debt faster without completely overhauling your life? From micro payments and bi-weekly payments to refinancing, found money strategies, and behavioral hacks, this episode breaks down 19 practical strategies to help reduce debt, save on interest, and accelerate the path toward financial freedom.

See all episodes →