Show Notes
This one is personal. Stevie is a new mum who's thought deeply about this. Nefe grew up in a home where money was never spoken about. Between them, they've got every angle covered — and this episode is for anyone who wants to break the cycle. In this episode: Why simply talking about money at home is the single most powerful thing you can do — and what silence costs your kids instead The research on when money habits actually form (earlier than you think) How to explain interest and delayed gratification to a child using nothing but their piggy bank Stevie's niece and her Disney shares — how to make investing real for a kid by connecting it to something they already love Why handing your child cash at the farmers market teaches them something a thousand money talks can't The best financial education doesn't happen in a classroom. It happens at the kitchen table. Start small. Start now. Women should own half the world. Come own it with us. Instagram @SheOwnsThispodcast
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Airbnb apartments get pitched to property investors with impressive yield projections. The real numbers almost never match. This episode of She Owns This breaks down the 2026 MBIE ruling that changed Christchurch Airbnb rules, the actual costs developers leave out, and a real side by side comparison that settles the debate. In this episode: The 2026 MBIE ruling explained: why Christchurch apartment owners now need council permission to run an Airbnb, and what it means for the 5,000 listings already operating Airbnb rules compared across Christchurch, Auckland, Queenstown Lakes and beyond: night limits, consent requirements and the councils cracking down hardest The GST trap: why some Christchurch one-bedroom apartments advertised at $265,000 actually cost over $300,000 once GST is added The real numbers: a $560,000 Christchurch CBD apartment run as Airbnb versus a $560,000 two-bedroom townhouse run as a long-term rental, cost by cost Why the Airbnb apartment comes out negatively geared by over $200 a week while the townhouse sits closer to neutral, with better capital growth and a far wider resale buyer pool
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New Zealanders paid $19.7 million in BNPL late fees in 2025. Afterpay's NZ revenue grew 17.4% - during a recession. And 1 in 5 users paid at least one late fee. This episode of She Owns This explains exactly how these platforms are designed to work on your brain, and your wallet. You'll learn: How Afterpay, Zip, and Klarna actually make money in NZ The NZ consumer data most people haven't seen The three psychological tricks that make BNPL feel different from debt Why $100 a fortnight in BNPL repayments redirected into an index fund at 8% average annual return could earn you Buy Now Pay Later isn't free. It's deferred. And the cost of buying things this way instead of saving for them first shows up over years, not weeks. Women should own half the world. Come own it with us. Don't forget to like and subscribe, and follow us on Instagram: SheOwnsThispodcast YouTube: SheOwnsThispodcast
We're in one of the longest property downturns in NZ history. Townhouses are everywhere. And investors are asking the question nobody wants to answer honestly. This episode brings the data — and argues both sides. In this episode: The number that changes the debate: Auckland townhouses fell 22% from peak. Standalone homes fell 22.9%. The market did this — not the property type 32 years of NZ property data: townhouses vs standalone homes grew at a 0.6% difference over 26 years — less than 1% The building boom in context: townhouses were 6% of new NZ builds in 2012. By January 2026 they were 43.8% — and what that actually means for supply and demand Why affordability sustains townhouse demand: with stand-alones at $1,050,000 and townhouses at $750,000, first home buyers are 37–41% of Auckland townhouse purchases and aren't going anywhere Smaller NZ households, more solo living, and cultural shift: why the quarter-acre dream is changing — and what 22.8% single-person households means for compact housing demand Why location outperforms property type every time Christchurch property market 2026: down from 8% undervalued to 2.3% — and why 25% townhouse penetration hasn't slowed the recovery