Show Notes
Secret to Giving Yourself 'Permission to Spend' in Retirement & Are Pensions Back?
Wes dives into new research showing that median-wealth retirees underspend their potential income by 8% – and wealthier retirees underspend by a staggering 47% to 53%. Wes breaks down the psychological difference between spending assets versus spending income streams, and the little-known shift that can give you the "license to spend" without locking your money away in an annuity.
Plus, are pensions making a surprise comeback? Wes explores recent Wall Street Journal data showing thousands of companies adding pension-style plans, why workers want them back, and what this means for the future of retirement.
Mentioned on the show:
What Is an Annuity, and Why Does Clark Think They Stink?
How Two Clark-Approved Annuities Can Reduce Retirement Stress
Annuity Calculator: Is it Worth It? - Clark Howard
How To Turn Part of Your Nest Egg Into a Pension - Clark Howard
What It Would Take Each Month To Build Your Own Social Security Check From Scratch
The Biggest Investing Lesson From Trump Accounts - Clark Howard
Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans
Pensions Were on the Brink of Extinction. Now Companies Are Bringing Them Back.
All this and more on the September 29, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask
Discover the research-backed path to a happier retirement – order The Retire Sooner Method by Wes Moss today at retiresoonermethod.comWe hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments!
Learn more about Wes:
BOOKS BY WES MOSS
Wes Moss, CFP®
Wes Moss - Clark.com
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