How To Build A Podcast To 50k+ Subs - Ato Jay Founder of Savvy Wallet Podcast | EP 138

In this deeply insightful episode, I sit down with two-time author, financial educator, and qualified financial advisor Bola Sol.

I sat down with Osaruyi (the founder of Osaruyi's Finance), who happens to be my youngest guest ever on the show at just 19 years old. We discussed his journey into personal finance, starting from his very first £922 paycheck at age 16 to opening his first investment account and building a £5,000 portfolio today. Osaruyi breaks down Gen Z perspectives on budgeting, student finance pitfalls, credit building, and the impact of lifestyle inflation. We also dived deep into Gen Z dating expectations, the pressures of the manosphere, and why financial literacy must become a mandatory subject for young people. The topics discussed in this episode are for educational purposes and are not to be taken as advice.

NOTE TO VIEWERS: towards the end of this episode there are some sound issues, with the recording. I have tried to my best to correct the audio, but I apologise in advance for any inconvenience caused. I hope you all enjoy the episode!

Will the UK ever have a Black Prime Minister? Why did only 55% of Black Brits vote in the 2024 general election? And what does meaningful political representation really look like? In this episode of The Mr MoneyJar Show, I sit down with my good friend Johnson Situ, a former London borough councillor, mayoral advisor, and diplomatic strategist, to discuss the UK political landscape and the issues shaping the future of the Black British community. We explore political disengagement, policy-led representation, the cost-of-living crisis, digital IDs, and the potential of UK-Nigeria trade deals. Johnson shares his perspective on how the Black British community can take up space at decision-making tables, influence policy, and build lasting, systemic Black wealth. We also discuss whether the UK needs a Black British political party, the role of the African diaspora in West Africa's economic future, and what it would take for the UK to have its first Black Prime Minister. TIMESTAMPS 00:00 - Intro 01:54 - Meeting Johnson Situ 02:42 - The story behind Johnson's name 04:00 - Why Johnson became a Labour councillor 06:19 - Do we need a Black British political party? 08:59 - PocketSmith Sponsor Message 10:06 - Why representation must be backed by policy 12:34 - Why only 55% of Black Brits voted in 2024 15:52 - How everyday citizens can enact real policy changes 19:58 - Johnson's perspective on digital ID systems 22:17 - Should government cater to minorities or the majority? 23:53 - Evaluating the UK government's current performance 26:36 - Redefining economic growth beyond standard GDP 32:14 - Unpacking the £750M UK-Nigeria trade deal 36:12 - Highlighting the economic potential of West Africa 37:52 - The role of the diaspora: stay or go back home? 42:52 - Will we see a Black British Prime Minister soon? 44:56 - Encouraging the next generation to enter politics 47:12 - Final thoughts: What Black wealth means THIS EPISODE IS SPONSORED BY POCKETSMITH Get 50% OFF your first two months of PocketSmith's Foundation or Flourish plans. Sign up here: http://www.pocketsmith.com/mrmoneyjar FOLLOW THE MR MONEYJAR SHOW Instagram: https://instagram.com/themrmoneyjarshow Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838 Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00 TikTok: https://tiktok.com/@themrmoneyjarshow X: https://x.com/themrmoneyjarshow YouTube: https://www.youtube.com/@themrmoneyjarshow Website: https://mrmoneyjar.com If you enjoyed this episode, please LIKE, COMMENT, and SUBSCRIBE to The Mr MoneyJar Show for more conversations about money, wealth, politics, and the issues shaping our future.

In this episode, I sit down with my long-time friend and founder of Bravada Marketing, Narada. Having known each other for 14 years since our South London school days, it was fantastic to catch up on his 15-year career in advertising and his 8-year journey scaling a brand-first digital marketing agency. Narada breaks down how digital agencies charge, the realities of the attention economy, and why he firmly believes every entrepreneur should spend time in a 9-to-5 before launching a business. We also dive into hiring strategies, raising a family, and why social capital is the true backbone of Black wealth.TIMESTAMPS00:00 - Intro01:53 - Meeting Narada and Bravada Marketing02:26 - What a digital marketing agency does03:38 - Navigating the changing high street04:38 - How digital marketing agencies charge clients07:01 - Top advice for starting an agency09:13 - PocketSmith Sponsor Message10:17 - Why working a 9-to-5 first matters12:48 - Is university necessary in the 21st century?16:21 - The hardest part of scaling: hiring teams21:39 - What entrepreneurs must understand about money25:06 - Balancing family life and running a business27:53 - Raising children amid cost of living pressures29:11 - Does the UK government support parents enough?32:30 - Comparing private, grammar, and state schools37:49 - Perspectives on homeschooling in the modern era39:30 - Reconnecting with Jamaican cultural heritage40:26 - Investing early through Junior ISAs42:21 - What they don't tell you about aging47:31 - Potential UK social media bans for under-16s48:56 - Future outlooks for business and family50:42 - Final thoughts: What Black wealth meansFOLLOWThe Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.comIf you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow---Thank you to this week's sponsor PocketSmith!To get 50% OFF your first two months of PocketSmith’s Foundation or Flourish plans, go to: http://www.pocketsmith.com/mrmoneyjar