
How We Got Patrick Approved After 3 Banks Said No | Australian Property Investment Story
Built Different PodcastShow Notes
Patrick David had the deposit, the property under contract, and a vendor saying Friday or it's over. Three banks had knocked back the finance. He called Atelier Wealth in tears on a Tuesday afternoon and had an approval by 11am Wednesday.
Patrick is a Melbourne fitness coach, self-employed, married to a lawyer, working 70-hour weeks with a toddler in childcare. He takes Aaron through the six-month suburb spreadsheet, the cafe conversation where he and his wife split every job in the portfolio, and telling his dad they were rentvesting. Then Aaron builds the plan from one property to five live - the cash flow barrier, buying in pairs, trusts and lender sequencing, the bucket company for self-employed investors, and whether commercial belongs in the plan. Also: the 487 days he ate the same meal, and why fitness and finance are the same game.
Book in a free chat with Aaron to kickstart your property investment journey.
New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 280+ episodes.
More from Built Different Podcast
30 years old, four investment properties, and her own home in Bright, Victoria. Lauren Chapple shares how a decade of rentvesting built her Australian property portfolio - and why she never thought she'd be in this position.
Everyone’s waiting for Australian property to recover. Sam Gordon thinks that’s the mistake.
Eilish Sheerin was drafted into the AFLW at 29. Off the field, she's been building an Australian property portfolio: a first home in inner Sydney, then a Richmond duplex she bought unrenovated, on purpose.
How Follio built a data-first Australian property business. Lachlan Delahunty and Reece Beddall on why they give their strategy away for free, and why the equity number you're told is often wrong.
Habit scientist Dr Gina Cleo reveals the top habits of professional property investors. Dr Gina Cleo started out as a dietitian and couldn't get anyone, including herself, to change long-term. So she went and did a PhD in habits. She's back with MPA Top 100 mortgage broker, Aaron Christie-David. This episode is about the real estate between your eyes. Gina explains why your phone wins every morning (and which room it should charge in), the two circuit breakers for a cortisol-spiked morning, why your day starts the night before, and the sleep protocol her friends laugh at. Then it gets specific for investors: why you can't steal someone else's portfolio blueprint, how to count the cost before you chase eight properties, the one sentence that changed how Gina thinks about setbacks, self-efficacy as the number one predictor of change, and why "I'm trying to be a property investor" has to become "I am a property investor". Plus anxiety avoiders vs thrill seekers, what self-sabotage is actually protecting, Thomas Edison's 1,000 attempts, and Aaron's 9:30pm bedtime.Whether you're saving your first deposit, stalled at property number three, or trying to get back on the horse after a setback, this one's for you."People want to go into property development. Get into personal development first. That's your best return on investment." - Aaron