The Vault with Financielle

“Should I Pay Off My High-Interest Loan First — Or Save Instead?” | The Vault Episode 105

The Vault with Financielle

Show Notes

“I booked a holiday before checking if I could actually afford it”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “I’ve got a high-interest loan, should I overpay or save instead?” 💸 ”Our retirement plans have changed forever and I don’t know how to plan now” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners* 🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here. 💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC) *The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

More from The Vault with Financielle

Oct 22, 2026

Two paydays until Christmas 😱 Consider this your sign to start a sinking fund if you haven’t already 👀 Get your Christmas sinking fund guide here 🎄 This week, we're diving into these money dilemmas: 💸 "I've Paid My Student Loan for 5 Years and It's Grown by £15k" 💸 "I Cleared Three Credit Cards in Six Months — Which One Do I Kill Next?" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Oct 15, 2026

Two house deposit dilemmas this week… and both come with a big side of guilt 👀 This week, we're diving into these money dilemmas: 💸 "My 90-Year-Old Grandad Offered Me £14k for a House — Is It Wrong to Say Yes?" 💸 "My Girlfriend Has £20k for Our Deposit. I Have Nothing." Plus Holly's got a dilemma of her own involving an easyJet voucher ✈️ Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [email protected] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Oct 8, 2026

Some dilemmas make you want to shout at your phone… this is one of them 👀 This week, we're diving into these money dilemmas: 💸 "First He Asked Me for a Loan. Then He Asked Me to Be His Guarantor." 💸 "I Drove Into a Bollard — Should I Have Claimed on My Insurance?" Plus a gorgeous win from a listener a year into her money journey — debt sorted, budget nailed, and the first holiday she's ever saved for 🎉 If anything in this episode feels familiar, Surviving Economic Abuse offers free, confidential support and information 💛 Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Oct 1, 2026

Turns out having the money doesn't switch off the money anxiety… both of this week's dilemmas are from women who've done everything right and still can't bring themselves to spend 👀 This week’s money dilemmas: 💸 "I Earn £90k and Have £87k Saved — So Why Am I Terrified to Spend It?" 💸 "I've Saved Every Penny to Clear My Debt… and I Can't Press 'Pay'" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Sep 24, 2026

You asked for updates, and we've got one for you! Betty sent us a voicenote after her dilemma (ep106) about putting all her work expenses on a credit card 🎙️ This week, we're diving into these money dilemmas: 💸 "No More Student Loan, £380 Better Off a Month — What Do I Do?" 💸 "I Turned 40, I'm £17k in Debt, and I'm Done Using Credit for Good" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

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