Intro to Reuben

In this episode of The Crown Effect, Crown Money founder Scott Parry speaks with client Kamani about how she transformed her finances, money habits and long-term property strategy. Before joining Crown Money, Kamani was paying around $3,500 off her home loan each year. After implementing the Crown Money system, she reduced her loan by almost $30,000 in six months and approximately $60,000 within 12 months, an improvement of 1,189%. Kamani shares how she increased her savings rate from around 5% to 29%, moved away from credit cards, Afterpay and impulse spending, and built enough accessible cash flow to manage unexpected expenses without taking on more debt. They also discuss: • Why Kamani carefully researched Crown Money before joining • How prioritising savings can accelerate home loan reduction • The value of financial tracking, coaching and accountability • Her plan to pay off her home within three to five years • Her long-term strategy to own four investment properties debt-free

Paying off your mortgage years ahead of schedule isn’t about earning more. It’s about having the right strategy and sticking to it. In this episode, Scott Parry is joined by Crown Money clients Ben and Amy, who share how they reduced their mortgage from nearly $500,000 to under $100,000 in just four years. They reflect on their initial scepticism, the mindset shifts that changed their approach to money, and why they now focus on paying off their loan faster rather than chasing the lowest interest rate. They also discuss how the Crown Money system helped them become more intentional with their spending, why they no longer worry about interest rate rises, and what life looks like as they prepare to become completely debt-free. With plans to build wealth for their family and create more financial freedom, their story is a powerful example of what's possible with the right guidance and consistency. If you've ever wondered whether paying off your mortgage sooner is really achievable, this conversation is for you.

Financial freedom doesn’t happen by accident. It happens through the right strategy, consistent action, and a willingness to do things differently. In this episode, Jessie Edge and Scott Parry are joined by Crown Money client Jackson, who shares his seven-year journey from financial stress and poor loan structures to being on track to own his home outright before the age of 38. He reflects on the challenges he faced before joining Crown Money, the mindset shifts that helped him stay focused, and the systems that have accelerated his progress. Over the past 12 months alone, Jackson has paid more than $161k off his mortgage principal. He also discusses the importance of accountability, creating additional income streams, building generational wealth for his family, and staying committed to long-term goals rather than chasing short-term appearances. If you’re looking for inspiration, practical financial lessons, and proof that a different approach can create extraordinary results, this conversation is for you.

Buying a car can be one of the biggest financial decisions people make, but too often it’s driven by emotion, pressure, and lifestyle creep rather than strategy. In this episode, Jessie Edge and Scott Parry unpack the real cost of car ownership, the financial traps people fall into, and why they believe you should “drive the cheapest car your ego can afford”. They break down practical rules around vehicle spending, the pros and cons of electric vehicles, and why buying brand new cars can seriously slow down your financial progress. They also explore smarter ways to fund a vehicle, the risks of novated leases, and how to think about major purchases without derailing your long-term goals. If you want to make better financial decisions, reduce unnecessary debt, and keep your money working toward financial freedom, this conversation is for you.

Trying to stay on top of your finances can feel like a full-time job, especially when money is spread across multiple accounts and there’s no clear system in place. In this episode, Jessie Edge and Scott Parry are joined by Crown Money clients Andrew and Katie, who share how they went from juggling bills and managing cash flow day-to-day to building a simple, structured system that gave them clarity and control. They talk through their initial scepticism, what made them choose Crown Money, and how seeing the numbers mapped out changed their perspective. Within just 12 months, they were $70,000 ahead on their mortgage, reduced financial stress through automation, and developed stronger habits around spending and decision-making. They also share how they approached a major purchase without derailing their progress, and why it was still worth it. If you’re feeling overwhelmed by your finances and want a clearer, more effective way to get ahead, this conversation is for you.