
Show Notes
Jesse Mecham, founder of YNAB (You Need A Budget), returns to So Money to discuss his new book, Never Worry About Money Again, a thoughtful guide to reducing financial stress by changing the way we think about money. Rather than focusing on budgeting tactics or investment strategies, Jesse argues that lasting financial confidence begins with answering one powerful question: What is your money for?
We also discuss how to raise financially curious kids, why earning more doesn't automatically eliminate money worries, and how learning to embrace trade-offs can transform the way we spend, save, and live.
In this episode, we learn:
Why making more money often doesn't solve financial anxiety. The one question Jesse believes everyone should ask before creating a budget. How to build a spending plan that reflects your values—not just your bills. The surprising expense most people happily cut once they become more intentional. Why it's okay—and healthy—to change your financial priorities over time. How to talk to children about money without passing down fear or shame. What Jesse learned from writing (and completely rewriting) this book. Why even the founder of YNAB occasionally worries about money—and the exercise he uses to regain perspective. Jesse's thoughts on AI, financial advice, and where money management is headed next. How's midlife going? Fill out Farnoosh's survey and help shape the podcast in 2027.
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Today's episode is for anyone who has ever stood in the vitamin aisle reading about the exact right creatine dosage for a woman "in this stage of life" and thought... okay but where's the aisle for my retirement savings?
What would you do if caring for a parent meant putting your own financial future—and your kids’—on hold?