Show Notes
Bond markets are under pressure across the UK, the US and much of the world. That sounds like a problem for economists, but it has a direct impact on your mortgage...
Rob & Rob explain what's pushing government borrowing costs up, and why that's already showing up in swap rates and lender pricing.
With the October Budget on the horizon, fresh data on prices and rents, as well as a striking number on where professional investors are putting their money - there's a lot here that could change the maths on your next purchase.
(00:56) The bond market is moving, here's why that matters more than the Bank of England rate
(04:30) Swap rates at their highest. What that means for your borrowing costs
(05:22) The first lender has already repriced, so why moving fast on paperwork pays
(08:14) The Budget lands in October, and the tax Rob D thinks is most exposed
(11:57) House price growth looks flat, but the real-terms picture is very different
(13:22) Rents up year on year, outpacing both inflation and house price growth
(13:53) Why the number of professional investors who plan to buy in the next 12 months surprised Rob B
(17:00) What England should read into rented homes in Wales
(18:25) Hub Extra
Links mentioned:
Bank of England holds at 3.75%
NRLA: Budget 2026, what we know so far
Ultra concentrated coffee in a can
House prices:
Nationwide's House Price Index
Lloyds' House Price Index
Mortgages and lending:
Landlord mortgage rates fall across lenders
Lender cuts buy-to-let rates to woo landlords
Fewer buy-to-let applications
Rents:
ONS private rent and house prices
London landlords' latest tactic: inverse bidding wars
Landlord behaviour:
Buy-to-let costs soar twice as fast as rental income
Just 5% of Welsh landlords control a third of rental homes
Handelsbanken Property Investor Report
Investors missing the older-renter opportunity
Planning and supply:
HBF: Planning on Empty 2026
Centre for Cities: building near stations
Regulation:
Renters demand rent and eviction data in the PRS Database
Short-let landlord register coming soon
NRLA warns of risk of unqualified agents
UK CertifID trust mark for digital ID
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