
Show Notes
Australia’s 2026 Federal Budget has just triggered one of the biggest property investing shake-ups in decades, with proposed changes to negative gearing, capital gains tax, borrowing capacity, investor strategy, SMSF property investing, and the future of cash flow assets.
In this episode, Steve is joined by Kurt to break down what these tax changes could mean for everyday Australian investors. They unpack how removing negative gearing from established dwellings may impact borrowing power, why some investors could lose over $200K in serviceability, and why the classic “buy 2–3 growth properties and hold forever” strategy may need to evolve.
They also explore where the new opportunities may appear: from cash-flowing units and SMSF investing to owner-occupier markets, affordable suburbs, and contrarian buying moments while other investors panic.
1:23 — Investor Confusion: What Mortgage Brokers Are Hearing Now
3:47 — Negative Gearing Changes: What Actually Happened
9:21 — The Supply Problem: Why This May Not Fix Housing
12:14 — Capital Gains Tax Changes: Should Investors Sell?
17:31 — Borrowing Power Breakdown: Mum & Dad Investor Scenario
20:47 — Rentvesting Impact: $200K+ Borrowing Capacity Drop
31:07 — SMSF Property: The Opportunity The Budget Didn’t Touch
33:30 — Next Steps: Don’t Panic, Review Your Strategy
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