ADHD Budgeting That Actually Works (Without Shame) — with Jules the Budget Nerd

Ever feel like you’ll “deal with it later”… and then later never comes? In this episode, Jules (aka Jules the Budget Nerd) and I talk about what money looks like with an ADHD brain—impulse spending, shame spirals, and why “perfect budgeting” can actually make things worse. And yes… we also talk about budgeting as self-care (even if you hate that phrase).

Jules is a budgeting coach who helps people get out of debt with practical systems that don’t rely on rigid spreadsheets or unrealistic willpower. She shares her own story—knowing the “right” money rules, still ending up in a runaway debt train, and the guilt of feeling like she should be doing better.

In our conversation, we chat about:

Why ADHD + credit cards can turn into a “later” problem that keeps growing

Letting your budget flex by season (debt payoff season, saving season, trip season)

How to stop trying to do everything at once—because it’s exhausting and it backfires

“Fun money” as a permission slip (and a relationship-saver)

ADHD-friendly systems that reduce decision fatigue (hello grocery pickup + fewer temptations)

A simple way to model money habits for kids: talk about money, set a store goal, and play “would you rather”

If you’re a neurodivergent mama (or raising a neurodivergent kid) and money feels like one more place you’re “failing”… this episode will feel like a deep exhale—and a reset you can actually follow through on.

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