Show Notes
This episode is back for an encore because its advice on celebrating without slipping into old spending habits is worth hearing at every stage of the debt-free journey.
Our community's rock star, Cynthia, is *this close* to paying off her last debt, and she has a question about whether she should be treating herself to celebrate her wins. Erin's advice might surprise you. Can you balance joy and financial responsibility?
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by AquaTru. Go to AquaTru.com now for 20% off using promo code ERIN. AquaTru even comes with a 30-day best-tasting water guarantee.
Leave us a voicemail message here: www.speakpipe.com/erinskyekelly
Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.
__________
Update: Get the Hell Out of Debt is now Naked Money Meetings - same feed, same Erin and Keri, but fewer limits on what we’re discussing.
Already following? You’re still subscribed. Hear the old name in this episode? You’re in the right place.
We keep the conversation going over in our Naked Money Meetings online community.
As always, find more at erinskyekelly.com Learn more about your ad choices. Visit megaphone.fm/adchoices
More from Naked Money Meetings
Halloween candy is barely in the cart when Black Friday starts whispering filthy little promises into your inbox. Then come the matching pajamas, gifts, travel, parties, decorations, and post-Christmas sales. Before the final quarter seduces you into undoing ten months of progress, Erin suggests it’s time for a very Naked Money Meeting.
The bank says you can afford it. The realtor knows you will fall in love with it. The kitchen has a pot filler, the primary bedroom is giving main-character energy, and suddenly the budget feels like a minor technicality. Before you commit to a 30-year financial relationship, Erin reveals the expensive details hiding beneath that attractive exterior in this Naked Money Meeting.
One of our listeners is caught between two possibilities: having a child and regretting it, or not having one and regretting that instead. Her eggs may be applying pressure, but this decision asks for more than a biological deadline. Erin and Keri get candid about money, birth, identity, partnership, uncertainty, and the difference between wanting a baby and wanting the lifelong assignment that follows.
A full-time teacher wants to launch a porch bakery, eliminate the family’s debt, and help her husband retire fully within three years. The baked goods may be sweet, but mixing business and personal money can create a sticky mess. In this Naked Money Meeting, Erin unwraps the delicious little business model that could help make it happen, provided nobody eats the inventory.
Does a landlord keep life insurance after the mortgage is paid off? Can a debt-crushing family pause its progress before a new baby arrives? Two women bring very different questions about the same seductive financial fantasy: that the plan should continue exactly as expected, even when life changes the conditions.