On The Market

You’re Not Gonna Like What Happens to Mortgage Rates

On The Market

Show Notes

The U.S. government may have just lost the war on mortgage rates.

Last week, the U.S. Treasury announced one of its biggest bond buyback programs in years—a whopping $6 billion allocated to (hopefully) lower bond yields, and by proxy, interest rates. Not only did it backfire, but it may have angered the bond investors so much that the market’s recovery is now in jeopardy. Do we still have any hope of lowering bond yields and mortgage rates so the housing market can get back in business?

Today, we’re breaking down the good, the bad, and the ugly buybacks of the bond market, how this will affect your mortgage rates over the next year, and what can be done to spur confidence in bond yields (and the U.S. government). Dave even gives his mortgage rate prediction for 2027, with a range of where we could end up by this time next year.

If rates stay high and housing demand gets even more subdued, the buying opportunities, price cuts, and seller concessions could only increase. Are you going to take advantage?

In This Episode We Cover

A full update on the bond market and how the U.S. government is trying to save yields

Dave’s 2027 mortgage rate prediction and whether we could go even higher than we are now

The failed bond “buyback” strategy that could take a long time to recover from

Three reasons why bond yields (and mortgage rates) are surging right now

How the Fed raising rates could actually lower your mortgage rate in the future

And So Much More!

Links from the Show

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On The Market 436 - The Fed Signals a Reversal in Rates

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