100 Properties + $100M Portfolio: Here's His Next Big Move - Michael Xia

In this episode of My Next Property, Steve Ash sits down with Michael Xia - founder of Mortgage Channel, 100+ property portfolio owner, and one of Australia's most experienced property investors - to break down his exact strategy for building a $100M portfolio from scratch.

Michael reveals why he's now buying old red brick units in Sydney for as low as $435K (cheaper than Brisbane!), why Melbourne's bottom was Australia Day 2024, and how the boring "rinse and repeat" approach to property investing beats flashy strategies every time.

Whether you're a first-time buyer trying to break into the market or an experienced investor hunting for the next contrarian play, this episode is packed with actionable insights on market cycles, cash flow strategy, and why diversification might actually be hurting your returns.

0:00 — Meet the man who built a $100M portfolio from scratch

5:36 — Why Michael never diversifies (and what Warren Buffett taught him)

9:47 — How he became the street-level expert agents call first

13:50 — Regional vs capital city: Why Townsville is a trap at $650K

17:08 — Melbourne has bottomed — the suburbs already moving

21:00 — $435K Sydney units: The play he says is bigger than Logan

34:57 — The $2.5M to $150K passive income blueprint (on paper)

44:44 — It's all a game of inflation: The debt erosion theory

52:04 — What's next for Michael & how to reach Mortgage Channel

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