
Property Investing After Football | Cammy Smith | PCN Podcast Ep21
Property Coaching Network PodcastShow Notes
UK property investing isn’t about overnight wins. For me, it’s discipline, planning, and staying consistent.
In Episode 21 of the Property Coaching Network Podcast, I sit down with pro footballer turned property investor Cammy Smith to break down how he’s built his portfolio alongside playing football.
Cammy talks through the reality of planning a life after sport, how he learned the fundamentals, and why he prioritises buying deals he’d happily keep himself, then sourcing the rest. We also get into Scotland-specific deal pitfalls, funding options (including bridging and private investors), and the mindset piece most people skip: building a close circle you trust and staying in your own lane.
In this episode you’ll learn: • How Cammy approached property while still playing football • Buying vs sourcing: when to keep a deal and when to monetise it • What his portfolio looks like (HMOs, SA and buy-to-let) • The due diligence mistakes that can kill a deal in Scotland • How he raised and repaid investor funding • Why your network and your gut matter in property
Chapters:
00:00 Intro: football to property 01:12 The reality of football careers and discipline 20:48 Planning ahead: advice, trust and getting on the ladder 26:25 Learning the basics and taking first steps 29:37 Portfolio strategy: cashflow, HMOs and refurb thinking 33:00 Buying vs sourcing and monetising leads 36:33 Best deal story: Aberdeen HMO and refinance 39:35 Scotland valuations: Home Reports and pitfalls 49:41 Funding deals: investors, bridging and repayment 01:00:22 Advice: start early and filter the noise 01:10:26 Mindset: close circle, wider network, gut feel 01:13:46 Wrap-up and how to connect
#UKProperty #PropertyInvesting #ScotlandProperty #DealSourcing #BuyToLet #PropertyFinance
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