
Show Notes
You may know how much is sitting in your super. But do you know whether it is enough to retire when you want to?
Could you stop work at 60? Would your money last? Or could you already have more options than you realise?
In this Financial Autonomy Essential, Paul explains how to assess whether you are on track for retirement and what the answer could mean for the years ahead.
Because being on track is not only about having enough money. It could mean retiring earlier, reducing your working hours or spending more while you are healthy enough to enjoy it.
Inside this episode:
How to work out whether you can retire when you want to
Why a healthy super balance does not always mean you are on track
The signs you may be able to retire earlier or cut back your hours
What you can still change if your current plan falls short
Why playing it too safe with your super could work against you
NOTE: This episode was originally recorded in 2024. Any contribution limits, tax rules, pension thresholds or other figures mentioned reflect the rules in place at the time of recording and may have changed.
WANT PERSONALISED ADVICE FOR YOUR RETIREMENT PLAN? At Guidance Financial Services, we use detailed financial modelling to show you what your current path could make possible, whether that means retiring sooner, working less or making changes now to improve your position. Book your appointment here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to.
GOT A FINANCE QUESTION FOR PAUL?: Send it to [email protected], and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald.
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UPDATED: This episode was originally published with the wrong episode audio; it has been republished with the correct audio. Thanks for your patience!
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