
The Tax Strategy That Gets Your Property Loan Declined - with Davie Mach | Ep. 1
The Smart Property InvestorShow Notes
In the debut episode of The Smart Property Investor, your host, Naveen Merani, sits down with Davie Mach from Box Advisory Services for a wide-ranging conversation about what actually happens behind the scenes when a client applies for a loan. They work through the 5 C's of Credit framework, then spend most of the episode unpacking three real client scenarios. Fair warning: this one gets surprisingly honest about where brokers and accountants sometimes pull in opposite directions, and why tha...
More from The Smart Property Investor
🔗 Want to see how we can help you? Let's chat: https://calendly.com/naveen_merani/new-meeting ________ In Part 2, Steve and Naveen pick up with Sid & Tina now that the commercial property is bought. Steve runs the next ten years on the asset, whether the couple should go again on a second one, and what their retirement looks like if they stop at one. Naveen covers the finance side, including why he pushes clients toward an 80% LVR with an offset account rather than a larger ...
🔗 Want to see how we can help you? Let's chat: https://calendly.com/naveen_merani/new-meeting ________ In this episode, we bring back buyers' agent Steve Palise to run through a case study scenario where Sid & Tina, a high-earning PAYG couple with an existing residential portfolio, are looking to purchase their first commercial property in their SMSF. Naveen walks through the finance side of the equation to find the best loan product available on the market today, and Steve presen...
Want me to look at your position the same way I looked at theirs? https://calendly.com/naveen_merani/new-meeting __ Shane and Sonia were earning $300,000 a year between them, owned their home, held three investment properties and had $200,000 sitting in offset, and the bank still knocked back their next purchase. The income was there and so was the equity. What capped them was the way their existing loans were structured, with every single one held in their personal names. ...
Thinking about your next property move? Book a chat with our team here: https://calendly.com/naveen_merani/new-meeting __ I sat down with Belinda Botzolis, who has valued close to $12 billion in property over 17 years and inspected around 15,000 homes. She pulls back the curtain on what actually happens when the bank sends a valuer to your property, why valuations come back lower than you expect, and how a five square metre measuring error cost one Melbourne buyer $200,000. ...
In this episode, we bring back buyers agent, Steve Palise & accountant, Davie Mach, to share their insights on how the property market has shifted since the 2026 Federal Budget. Davie explains all the major changes impacting property investors and business owners, and then we dive into a case study exercise where we help an average business owner in their 40's achieve a 10-year goal for financial freedom in the post-Budget property market, providing valuable insight that only an accountan...