“We’ve overspent this Christmas” & How to Reset for 2026 | The Vault Episode 96

Two paydays until Christmas 😱 Consider this your sign to start a sinking fund if you haven’t already 👀 Get your Christmas sinking fund guide here 🎄 This week, we're diving into these money dilemmas: 💸 "I've Paid My Student Loan for 5 Years and It's Grown by £15k" 💸 "I Cleared Three Credit Cards in Six Months — Which One Do I Kill Next?" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Two house deposit dilemmas this week… and both come with a big side of guilt 👀 This week, we're diving into these money dilemmas: 💸 "My 90-Year-Old Grandad Offered Me £14k for a House — Is It Wrong to Say Yes?" 💸 "My Girlfriend Has £20k for Our Deposit. I Have Nothing." Plus Holly's got a dilemma of her own involving an easyJet voucher ✈️ Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [email protected] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Some dilemmas make you want to shout at your phone… this is one of them 👀 This week, we're diving into these money dilemmas: 💸 "First He Asked Me for a Loan. Then He Asked Me to Be His Guarantor." 💸 "I Drove Into a Bollard — Should I Have Claimed on My Insurance?" Plus a gorgeous win from a listener a year into her money journey — debt sorted, budget nailed, and the first holiday she's ever saved for 🎉 If anything in this episode feels familiar, Surviving Economic Abuse offers free, confidential support and information 💛 Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

Turns out having the money doesn't switch off the money anxiety… both of this week's dilemmas are from women who've done everything right and still can't bring themselves to spend 👀 This week’s money dilemmas: 💸 "I Earn £90k and Have £87k Saved — So Why Am I Terrified to Spend It?" 💸 "I've Saved Every Penny to Clear My Debt… and I Can't Press 'Pay'" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸

You asked for updates, and we've got one for you! Betty sent us a voicenote after her dilemma (ep106) about putting all her work expenses on a credit card 🎙️ This week, we're diving into these money dilemmas: 💸 "No More Student Loan, £380 Better Off a Month — What Do I Do?" 💸 "I Turned 40, I'm £17k in Debt, and I'm Done Using Credit for Good" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸