
How She Budgeted for a Cross-Country Move Without Using Credit Cards And Paid Off Debt | 601
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck PlansShow Notes
Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, Coach Michelle is back—and she brought some seriously encouraging wins from Office Hours! In this episode, we’re talking about what happens when you stop letting extra money “just disappear” and start giving every dollar a purpose. From preparing for a military move to paying off debt, filling savings buckets, and handling a flat tire without panic, these stories show how small, intentional steps can completely change the way money feels. One military family used automation, refunds, and careful planning to prepare for a move from Hawaii to Pennsylvania. Instead of relying on a credit card while waiting for reimbursements, they already had money set aside for hotels, meals, and other moving expenses. We also celebrate a budget bestie who used her tax refund to pay off a car, fund several savings buckets, and eliminate a credit card. Rather than putting the money into one general account and slowly watching it disappear, she divided it among specific goals—including Christmas and vehicle maintenance. And when another community member got a flat tire, her vehicle maintenance bucket did exactly what it was created to do. She walked into the tire shop, paid for the repair, and moved on without rearranging her entire monthly budget. That is the power of giving your money a job. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
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More from Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, your brain already has enough going on. Between work, practices, grocery runs, and somebody announcing they need new cleats, we do not need to add “Did the mortgage come out yet?” to the mental to-do list. In this episode, we’re sharing five ways to simplify your budget so managing money doesn’t require a fresh round of mental gymnastics every time you swipe your card. We’re talking about giving your bills their own home, separating the money you spend from the money you save, and automating those decisions you’re tired of making over and over. Because checking whether you can grab groceries should not require reviewing every transaction in your bank account. And yes, there is a story about a 9 p.m. grocery run, BOGO beer, and six dozen free-range eggs. This is real-life budgeting, y’all.
Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Prefer to watch this episode? Budget besties, have you ever looked at your paycheck and thought, "I make good money, so where the heck is it all going?" 💸 If you've ever felt like you're constantly playing catch-up, moving money between accounts, or wondering why your budget never seems to match your bank account, this episode is for YOU! Today, we're doing something a little different! We're bringing you inside a real-life budget coaching session with our special guest, Jen. Jen makes a great income, has been budgeting for a while, and is doing so many things right. But there's one big problem: she still feels like she's constantly robbing Peter to pay Paul. Sound familiar? Together, we're digging into her actual numbers, reviewing her budget, and making some simple but POWERFUL changes to help her finally get ahead. And spoiler alert: Jen doesn't necessarily need to make more money or cut out everything she loves. She needs a system that actually works with her real life! Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST! Budget besties, if you're staring at multiple credit card balances and wondering where the heck to start, this episode is for YOU! Today, Shana and Vanessa are answering your questions straight from our Budget Besties Facebook community! We're breaking down the different ways to pay off debt, how to decide which balance to tackle first, and why throwing a little extra money at every card might actually be slowing you down. Should you start with your smallest balance? Your highest interest rate? Or that car payment that's almost paid off? Spoiler alert: there's no one-size-fits-all answer! We're talking about the debt snowball, debt avalanche, and highest-minimum-payment methods, plus how to make a payoff plan that actually works for YOUR budget. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST! Budget besties, you make good money. Like, REALLY good money. 💸 So why does it feel like there's never enough left at the end of the month? You look at your income and think, We should have savings. We should have breathing room. We should NOT be living paycheck to paycheck. But somehow, the money disappears before you even get a chance to enjoy it. Here's the thing: Your income might not be the problem. Your debt payments might be eating up all your cash flow! In this episode, we're breaking down why even six-figure earners can feel completely broke, how debt quietly takes over your budget, and what you can do to finally get ahead. We're sharing real stories from our coaching clients, including someone making $20,000 a month who discovered she was paying $5,700 toward debt every single month! 😳 And trust us, she's not alone. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching
Join our FREE LIVE Debt Payoff Workshop on October 16th at 12pm CST! Budget besties, you're smart, successful, making good money, and handling all the things. So why does it feel like you just can't get ahead with your credit cards?! If you're constantly swiping your credit card, paying it off, and then swiping it again, you're not alone. And spoiler alert: Paying off your credit card balance isn't going to fix the problem if you don't change the system behind it! In today's episode, Shana and Vanessa are breaking down 5 reasons smart women stay stuck in credit card debt, even when they're earning great incomes and trying to make responsible financial decisions. We're talking about why your budget might actually be setting you up to fail, how those "unexpected" expenses aren't really unexpected, and why chasing credit card rewards could be keeping you a month behind financially. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching