Show Notes
Presented by Stablecon; Powered by BVNK. In episode 15 of Money Code, hosts Chuk Okpalugo and Raj Parekh are joined by Jackie Reses, Chair and CEO at Lead Bank. They break down why stablecoin payments quietly depend on banks as regulated “plumbing,” how compliance automation becomes a product advantage, and why the biggest second-order risk of stablecoin growth may be destabilizing community-bank deposit bases before local credit creation has a replacement. Subscribe and listen to the Money Code podcast here: https://lnk.to/MoneyCodeSN Chapters 00:00 Stablecoins don’t work without the banking layer 01:28 Why Lead Bank was built from scratch 04:27 How you earn regulator trust in modern banking 11:25 Onboarding “too tricky” clients and scaling with them 13:34 Compliance as a front-of-house product 17:44 Why Lead acquired Loop Crypto 20:02 Lead’s API primitives and composable banking stack 22:49 How different banks should think about stablecoins 24:41 The community bank risk: deposit flight and local lending 34:25 Tokenized deposits vs stablecoins as rails 39:26 The “Hunger Games” phase of fragmentation 44:30 Builder advice: precision, scale, and no hyperbole
Connect with the Hosts & Guest Chuk Okpalugo: https://www.linkedin.com/in/chuk-okpalugo/ | https://x.com/chuk_xyz/ | http://stablecoinblueprint.com Raj Parekh: https://www.linkedin.com/in/rajparekh7/ | https://x.com/rajparekh | http://monad.xyz Jackie Reses: https://www.linkedin.com/in/jacqueline-reses-938b7850/
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Presented by Stablecon; Powered by BVNK.
Presented by Stablecon; Powered by BVNK.
Presented by Stablecon; Powered by BVNK.