Australian Property Market Update | October 2026

In this video, Ben sits down with Natalie South, owner of Housemark, to learn from her incredible experiences. Not only has Nat helped grow Housemark from 1,000 to 3,700 properties under management in the last four and a half years, but she's also invested in a bunch of properties and found a way to stay a super mum at the same time. Timestamps: 00:00 - Welcome and Introduction 00:24 - Market Stress and Investor View 00:51 - Why Now Is a Good Time to Invest 01:27 - Holding Costs and Post‑May Regulatory Changes 02:06 - Break‑Lease Legislation and Landlord Costs 03:15 - Tenant Exit Compensation Schedule 03:49 - Rental Vacancy Rates and Future Rent Growth 04:33 - Supply Constraints Driving Rental Increases 05:18 - Benefits of Proactive Property Management 06:25 - Automation and Trusted Property Manager 07:18 - Exceptional Managers as Growth Catalysts 07:48 - Rising Purchase and Renovation Costs Post‑COVID 08:36 - Regret Selling vs Holding Assets 09:01 - Transactional Buying and Set‑and‑Forget Strategy 09:34 - Capital Gains and Minimum Living Standards 11:05 - Tenant Expectations vs Housing Standards 11:49 - Tenant Rent Burden and Legislative Impact 12:31 - Queensland vs Victoria Housing Standards 12:54 - Importance of Proper Property Setup 13:22 - Treating Property Investment Like a Business 13:51 - Balancing Emotion and Logic in Investing 14:14 - Non‑Emotional Decision Making in Management 14:24 - Logical Analysis of Investment Choices 14:57 - Early Mistakes: Ignoring Vacancy Rates 15:43 - Unexpected Rent Increases and Tenant Turnover 17:00 - Maintenance Challenges After Tenant Turnover 17:17 - Learning from Mistakes and Improving Management 17:35 - Interest Rate Rise and Cash Flow Focus 18:21 - Operational Differences Between Small and Large Portfolios 19:09 - Segmenting Portfolios by Property Value 21:15 - Key Features for Rental Premiums 21:34 - Renovations Boosting Rent Quickly 22:03 - Considerations When Altering Property Layout 23:37 - Premium Market and Housing Standards 24:13 - Compliance Costs for Non‑Compliant Properties 25:09 - Asset Quality Attracts Quality Tenants 25:58 - Rising Bathroom Renovation Costs 26:52 - Investing in Quality Assets Over Cheap Fixes 27:28 - Client Trust and High‑Value Project Management 27:52 - Unique Renovation Management Services 28:46 - $75k Project Budget and Collaboration 29:41 - Compliance Expenditure in Renovation Project 30:01 - Risks of DIY Renovations and Poor Quality Work 32:21 - Construction Cost Surge and Strategy Impact 34:28 - Tenancy Law Changes and Tenant Screening 35:52 - Limited Application Information and Demographic Insight 37:03 - Professional Tenants, Non‑Payment, and QCAT Challenges 37:45 - Group Tenancies, Inspections, and Legal Hurdles 39:51 - Routine Inspections Reveal Hidden Issues 41:46 - Tenant Non‑Reporting of Maintenance Issues 42:15 - Strategic Portfolio Risk Management 43:07 - Further Strategic Considerations 43:34 - Extreme Tenant Cases and COVID Impact 44:14 - Protecting Against High‑Risk Tenants 44:48 - Advice on Tenant Protection Strategies 45:11 - Tenant Knowledge of System Exploitation 45:32 - Importance of Landlord Insurance and Brokers 46:02 - Loss‑of‑Rent Claims and Insurance Excess 46:56 - Managing Vacancies and Tenant Turnover 47:35 - Rapid Re‑Leasing After Vacancy 48:06 - Successful Thirty‑Day Vacancy Turnaround 48:25 - Fast Tenant Placement and Outcomes 49:17 - Tailored Management Recommendations 49:50 - Landlord Personal Stakes and Education 50:09 - Funding Repairs and Tenant Negotiations 50:27 - SBAR Framework for Client Communication 51:34 - Inevitable Rent Increases 52:59 - Demand Outstripping Supply Outlook 53:53 - North Brisbane Land Price Surge 55:51 - Rent Affordability and Market Shifts 56:20 - Regional Price Growth Observations 57:06 - Co‑Living Trends and Management Challenges 58:05 - Minimum Standards and Legal Complexities 59:03 - Separating Relationships and

BOOK YOUR FREE STRATEGY SESSION CALL 👉 https://pumpedonproperty1.youcanbook.me/ Subscribe for weekly real estate strategy 🔔 https://www.youtube.com/@pumpedonproperty When the property market softens, the general public freezes up out of fear, leaving the absolute best opportunities completely wide open for educated investors who understand the property cycle. Data from past downturns shows that the properties purchased during these exact windows—when competition is low and vendors are realistic—often yield the greatest capital growth over the following decade. If you skip this proven down-market framework, you risk letting short-term fear stall your long-term wealth, missing out on rare generational buying discounts, and waiting until the market heats back up when you have lost all your negotiating power. Timestamps: 00:00 - Welcome 00:20 - Market Cycle Insight & Staying Calm 01:20 - Financial Clarity and Advisory Team 03:05 - Setting Future Goals and Financial Position 04:20 - Self‑Reflection and Narrowing Suburbs 05:11 - Recognising Challenges in a Declining Market 06:43 - Historical Cycles and Performance Metrics 07:55 - Fundamentals: Population, Infrastructure, Amenities 08:14 - From State to Suburb: Refining Targets 08:35 - Choosing Property Type and Budget 09:26 - Borrowing Limits and Market Shifts 11:17 - Online vs Offline Listings in Buyer's Market 11:55 - Motivated Sellers in Online Listings 12:20 - Due Diligence and Spotting Red Flags 12:42 - Leveraging Top Agents and Buyer's Agents 13:24 - Building Strong Agent Relationships 14:10 - Off‑Market Listings and Seller Preferences 14:53 - Our Vision and Call to Action 15:25 - Agent Activity and Market Volume 16:04 - Consistent Agent Communication for Deals 16:39 - Building Relationships in Low‑Demand Market 17:31 - Listings Surge Amid Few Buyers 17:55 - Abundant Listings: Opportunities and Overwhelm 18:33 - Research Strategy and Suburb Mapping 19:22 - Ideal Block Shape and Cul‑de‑Sac 20:03 - Orientation and Elevation Preferences 20:39 - Block Size, Maintenance, and Inspections 22:04 - Legal Safeguards and Contract Clauses 22:57 - Development Planning and Long‑Term Financing 23:57 - Advisors' Role for Optimal Outcomes 24:48 - Investor Sacrifices and Timing 26:02 - Introducing Negotiation Framework 26:37 - Three‑Step Private Treaty Negotiation 28:54 - Iterative Offers and Term Refinement 29:41 - Final Offer Development and Feedback 30:42 - Best‑and‑Final Offer Strategy 31:24 - Minor Concessions and Experience Query 32:56 - Auction Market Conditions and Prep Timeline 34:08 - Auction Participation and Completed Due Diligence 35:44 - Rapid Settlement After Auction 36:37 - Personal Drive and Auction Excitement 38:49 - Why Buyers Thrive in Current Market 40:28 - Closing Remarks: Control and Choice 40:52 - Final Invitation to Financial Freedom 41:26 - Recap Closing Want to get the latest insights on the Australian property market before anyone else? Then sign up now and join over 26,000+ investors who've subscribed to our monthly newsletter here: 👉 www.pumpedonproperty.com Watch Next: The 18.6-Year Real Estate & Economic Cycle Explained 👉 https://youtu.be/uaaJOcWbDzI?si=3i27h9PJljxHueDC 2 Properties to Financial Freedom 👉 https://youtu.be/2u2djfJaz7E?si=U8zI0m-GWMSvs8-n Connect with us: - Instagram: https://www.instagram.com/pumpedonproperty - Website: www.pumpedonproperty.com About our channel: At Pumped On Property, we help investors build their property portfolios with confidence & achieve financial freedom.

BOOK YOUR FREE STRATEGY SESSION CALL 👉 https://pumpedonproperty1.youcanbook.me/ Subscribe for weekly real estate strategy 🔔 https://www.youtube.com/@pumpedonproperty What will you learn in this video? The Australian property market has shifted dramatically, and relying on old serviceability rules is leaving everyday investors completely stuck after property number one or two. Data shows that bank assessment buffers and recent policy shifts are catching people off guard, meaning a poorly structured loan today could lock you out of the market for years. If you bypass these fundamentals, you risk halting your portfolio's growth, missing out on prime market opportunities, and letting serviceability bottlenecks compromise your family's financial future. Timestamps: 00:00 - Borrowing Capacity and the Concept of Rentvesting 00:40 - Rentvesting Explained: Living at Home to Boost Borrowing Power 01:45 - Using Guarantors and Expense Reduction to Raise Borrowing Power 04:27 - Parental Guarantors and Low Living Costs Amplify Borrowing Capacity 04:56 - Collaborative Purchasing: Buying Property with Friends and Family 06:19 - Joint Ownership Risks and Lender Views on Shared Property Loans 09:12 - Lending Tier Differences: Big Banks vs Smaller Lenders and Borrowing Power 12:29 - Big Four vs Tier‑2 Lenders: Advantages and Drawbacks 13:37 - Refinancing Options and Additional Strategies to Boost Borrowing Capacity 14:37 - Impact of Reducing Expenses and Liabilities on Borrowing Power 17:29 - Refinancing High‑Interest Personal Loans to Increase Borrowing Capacity 18:29 - Rate Variations Across Lenders and the Role of Mortgage Brokers 19:50 - Navigating Loan Discharges and Broker Strategies 20:47 - Leveraging Multiple Lenders for Greater Borrowing Power 21:37 - Analysing Fixed and Variable Costs to Optimise Borrowing Capacity 23:49 - Dealing with Rejections and Finding Better Loan Options 24:57 - Increasing Income: Pay Raises, Second Jobs, and Overtime for Borrowing Power 26:28 - Case Study: Refinancing a 20% Personal Loan to Boost Borrowing Capacity 28:02 - Self‑Employment, Lender Policies, and the Impact of Missed Repayments 31:07 - Understanding 'Hard No' Policies and Alternative Paths 31:31 - Choosing the Right Loan vs. Chasing the Lowest Rate 33:11 - Low‑Doc Loans: Accessing Property with Minimal Deposit 35:20 - Success Story: Low‑Doc Loan for a Young Plumber 35:43 - Assessing Equity and Market Conditions for Investment Opportunities 36:46 - Stepping‑Stone Properties for First‑Time Buyers 37:36 - Learning from Investment Wins and Losses 38:52 - Leveraging Equity and Granny Flats for Cash Flow Growth 42:37 - Opportunity Cost and Timing in Property Investment 47:10 - Opportunity Cost, Self‑Employment, and Consistent Action 49:09 - Long‑Term Vision, Family Goals, and Legacy in Investing 51:29 - From Air Force Engineer to Broker: Leveraging Loans for Growth 55:06 - Achieving Financial Freedom and Purpose Beyond Survival Mode 56:51 - Closing Thoughts and Call to Action for Property Investors Want to get the latest insights on the Australian property market before anyone else? Then sign up now and join over 26,000+ investors who've subscribed to our monthly newsletter here: 👉 www.pumpedonproperty.com Watch Next: The 18.6-Year Real Estate & Economic Cycle Explained 👉 https://youtu.be/uaaJOcWbDzI?si=3i27h9PJljxHueDC 2 Properties to Financial Freedom 👉 https://youtu.be/2u2djfJaz7E?si=U8zI0m-GWMSvs8-n Connect with us: - Instagram: https://www.instagram.com/pumpedonproperty - Website: www.pumpedonproperty.com About our channel: At Pumped On Property, we help investors build their property portfolios with confidence & achieve financial freedom.

BOOK YOUR FREE STRATEGY SESSION CALL 👉 https://pumpedonproperty1.youcanbook.me/ When the property market softens, the natural human instinct is to retreat, but in this video, we unpack the absolute biggest mistake everyday Australian investors make during a property downturn and how to avoid it. You will discover how to identify the subtle trap that stalls most portfolios, how the top 1% of strategic buyers behave when listings rise, and the exact steps to safely transition from a defensive mindset to an offensive growth strategy. BOOK YOUR FREE STRATEGY SESSION CALL 👉 https://pumpedonproperty1.youcanbook.me/ Subscribe for weekly real estate strategy 🔔 https://www.youtube.com/@pumpedonproperty What will you learn in this video? During a market correction, the media pumps out constant negativity, causing well-meaning buyers to panic-sell quality assets or completely freeze up right when the best buying opportunities in a decade are presenting themselves. Data from past housing cycles proves that the greatest generational wealth is manufactured by those who maintain a long-term perspective and act while others are paralysed by short-term noise. If you skip this critical mindset shift, you risk letting fear dictate your financial future, missing the window to secure premium properties at a discount, and getting stuck on the sidelines when the market inevitably enters its next recovery phase. Timestamps: 00:00 - Welcome to Pumped on Property 00:14 - Intro Song 00:20 - Mistake: Timing Market Bottoms 01:21 - Expert Forecasts vs Reality 02:42 - Data Aggregators Lack Accountability 03:43 - Media Clickbait and Priced‑In Discounts 04:28 - Property Data Lag and Early Discounts 05:29 - Media Predictions of Future Decline 06:41 - Projected City Drops and Distressed Sellers 07:21 - Current Market Uncertainty 08:03 - Widespread Discount Opportunities 08:34 - Waiting for Market Recovery 08:57 - Historical Recovery Data and Supply Constraints 12:11 - Historical Crash‑Recovery Cycles 12:50 - Stock Market Collapse and Rebound 13:39 - Bad Times Are Temporary 14:44 - Post‑GFC Property Recovery Example 16:02 - Nationwide Re‑correction and Undervaluation 16:35 - Our Mission and Call to Action 17:07 - Current Perfect Storm Post‑COVID 18:10 - Market Reality and Buyer Readiness 19:00 - Anticipated Return in Premium Markets 19:43 - High‑Income Buyers Facing Discounts 22:42 - Viewing Downturns as Sale Opportunities 22:54 - Stocks and Property Downturn – Sale Perspective 23:40 - Best Time to Buy During Downturn 24:47 - Local Market Discounts and Perspective 25:37 - Emotional Challenges and Opportunities 26:11 - Fundamentals vs Short‑Term Headlines 27:03 - Inexperience Leads to Short‑Term Focus 27:38 - Early Market Entry Mindset 28:20 - Early Investment Experience and Shifts 29:25 - Modest Discounts and Realistic Expectations 30:10 - Discounted Purchases and Financial Freedom 31:38 - Long‑Term Returns and Market Comparisons 34:57 - Closing Dream Sequence 35:35 - Final Dream Outro Want to get the latest insights on the Australian property market before anyone else? Then sign up now and join over 26,000+ investors who've subscribed to our monthly newsletter here: 👉 www.pumpedonproperty.com Watch Next: The 18.6-Year Real Estate & Economic Cycle Explained 👉 https://youtu.be/uaaJOcWbDzI?si=3i27h9PJljxHueDC 2 Properties to Financial Freedom 👉 https://youtu.be/2u2djfJaz7E?si=U8zI0m-GWMSvs8-n Connect with us: - Instagram: https://www.instagram.com/pumpedonproperty - Website: www.pumpedonproperty.com About our channel: At Pumped On Property, we help investors build their property portfolios with confidence & achieve financial freedom.

BOOK YOUR FREE STRATEGY SESSION CALL 👉 https://pumpedonproperty1.youcanbook.me/ While the general public is panicking about falling prices, strategic buyers are quietly pivoting, so in this video, we break down why a quality standalone house, a house and granny flat combo, and a duplex site are the top 3 investment strategies that work in a property correction. You will discover how to identify highly resilient capital growth assets, how to manufacture immediate cash flow to satisfy the banks, and the exact frameworks needed to find high-performing sites that hold their value when the wider market slows down. BOOK YOUR FREE STRATEGY SESSION CALL 👉 https://pumpedonproperty1.youcanbook.me/ Subscribe for weekly real estate strategy 🔔 https://www.youtube.com/@pumpedonproperty What you will learn in this video? When the property market shifts, using a generic bull-market strategy or buying low-quality apartments is a recipe for financial stress and stalled growth. Data from previous Australian property cycles shows that corrections require a flight to quality and utility—focusing heavily on premium land components, dual-income safety nets, or development upsides that keep you moving forward. If you skip these three proven correction strategies, you risk buying the wrong asset type at the wrong time, blowing out your borrowing capacity, and missing the unique leverage that a softer market offers to prepared investors. Timestamps: 00:00 - Introduction to Property Investment Strategies 00:19 - Blue‑Chip Market Downturn: Opportunity or Risk 01:11 - Discounted Blue‑Chip Listings and Investor Opportunity 03:52 - Assessing the Property Correction Duration 04:18 - High Discounts and Overleveraged Sellers 05:55 - Mornington Peninsula Land Block Development Options 07:00 - Brighton Market Discount Overview 07:58 - Coastal Markets: Listings and Holiday Home Opportunities 11:31 - Personal Investment Aspirations and Limits 11:58 - High‑Cost Property Purchase and Holding Costs 12:33 - Market Performance Lag and Recent Declines 13:40 - Regional Market Highlights and Frankston Overview 14:29 - Suncoast Property Values: Unexpected Findings 15:01 - Affordable Suburbs and Rental Yield Example 16:21 - Redcliffe Stigma and Housing Commission Decentralization 17:19 - Introducing the House‑and‑Granny‑Flat Strategy 17:42 - Overview of House‑and‑Granny‑Flat Approach 18:37 - Granny Flat Experience and Five Investment Pillars 19:08 - Timing and Long‑Term Capital Growth 20:15 - Growth Concerns and Granny Flat Impact 21:12 - Cash Flow, Tax Benefits, and Policy Hope 22:09 - Depreciation, Mindset, and Long‑Term Investment Outlook 23:33 - Net ROI, Loss Carry‑Forward, and Tax Nuances 24:45 - Yield Surge Following Property Price Decline 25:55 - Case Study: Purchase Price vs Rental Income 29:03 - Brisbane vs Melbourne Growth and Strategy Invitation 32:59 - Weekly Rental Income Calculation Example 33:42 - Yield Analysis Across Australian Markets 34:51 - Land Acquisition and Quality Considerations 36:21 - Access to Bulk Land Deals 37:06 - Introducing the Duplex Investment Strategy 38:15 - Duplex Strategy Amid Low Market Sentiment 39:27 - Duplex Site Example and Sale Price 43:26 - Spec Home Evaluation and Cash Potential 44:50 - Quick Cash via Duplex: Million in Six Years 46:20 - Upcoming Melbourne/Geelong Project and Timing 47:53 - Strategy Choice, Structure, and Hold Period 49:33 - Clarity on Investment Plan and Timeline 50:02 - Passions, Undervalued Areas and ROI Insights 54:15 - Mollulaba and Wollongong Affordability Overview 55:10 - Household Income Rise and Duplex Benefits 57:40 - Market Options, Fundamentals, and Long‑Term Hold Strategy 01:00:19 - Closing Remarks and Invitation to Connect Want to get the latest insights on the Australian property market before anyone else? Then sign up now and join over 26,000+ investors who've subscribed to our monthly newsletter here: 👉 www.pumpedonproperty.com Watch Next