Show Notes
A deep dive into the future of payments with Neira Jones and David Birch, exploring how AI will shift from industry tooling to consumer owned agents that make decisions, negotiate transactions and reshape financial behaviour. The conversation unpacks ethics, identity, regulation and the coming era of AI to AI commerce.
More from The Fintech & Payments Power 50
Paytech used to be judged on whether payments were fast, cheap and reliable. Now the conversation stretches into fraud, identity, data, account-to-account payments, stablecoins, regulation, AI-led commerce and beyond.
Regtech now sits inside core financial operations: reporting, monitoring, resilience, conduct and third-party oversight. As reliance on automation increases, regulators are asking harder questions about evidence, ownership and control, especially when systems fail or decisions are challenged.
In this episode of the Payments Power 50 podcast, host David Parker and guests discuss the evolution and current state of open banking. They explore the challenges and opportunities presented by open banking payments, including consumer trust, confirmation of payments, and the impact of regulations like PSD3. The conversation also delves into the future of variable recurring payments and the operational challenges faced by payment providers. Insights from industry experts highlight the importance of consumer protection and the need for standardized practices to enhance the open banking experience.
In this episode of the Payments Power 50 podcast, industry leaders join us to explore the complexities of connecting merchants to global customers through cross-border payments. The panel discusses the critical differences between B2B and B2C strategies, the role of orchestration in reducing friction, and future trends like agentic commerce and stablecoins
Another year has come to an end, and another year of incredible fintech innovation. At a time of reflection and anticipation, with our panellists we take a look at the developments and trends that have graced the industry over the past 12 months, as well as what to expect in 2025.