Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)
The Personal Finance PodcastShow Notes
One episode that covers everything from bankruptcy recovery to retiring in your 40s.
👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
Whether rate chasing your high-yield savings account is actually worth the time and the math behind it
The exact steps to rebuild your finances and your credit after filing for bankruptcy
How to find a CPA who earns more than they cost and the questions to ask before hiring one
When a financial advisor actually makes sense and when you are better off without one
Why a 32-year-old with $900K in net worth should be thinking about a taxable brokerage account instead of maxing retirement accounts
Three new scams targeting everyday people right now including QR code fraud and fake finance apps
Why SGOV might be a smarter place to park short-term cash than your high-yield savings account
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Tool/s Mentioned
Automate Your Entire Money System in One Weekend https://courses.mastermoney.co/automate-your-money-checklist
How To Find The Right CPA: Questions To Ask https://expert-hustler-605.kit.com/7476361316
Book/s Mentioned
Brandon Turner Books (BiggerPockets Publishing):
The Book on Investing in Real Estate with No (and Low) Money Down
The Book on Managing Rental Properties
The Book on Rental Property Investing
Robert Kiyosaki Books (Mindset):
Rich Dad Poor Dad
The CashFlow Quadrant
Single-Family Focus:
Building Wealth One House at a Time by John Schaub
Motivational/Foundational:
The Millionaire Real Estate Investor by Gary Keller
Apartments/Multifamily:
Ken McElroy's books on apartment investing (published by Kiyosaki's company)
Numbers/Analysis:
What Every Real Estate Investor Needs to Know About Cash Flow by Frank Gallinelli
Creative Financing:
Pace Morby's book on creative financing (published by BiggerPockets)
Episode/s Mentioned
The 1-3-6 Method For Building & Managing Your Emergency Fund https://youtu.be/rGdII_Z0hnw
How to Automate Your Finances (Money on Autopilot!) https://youtu.be/Fenu_LtdmZU
How to Access Your Retirement Accounts EARLY (Roth IRA Conversion Ladder for the FIRE Movement) https://youtu.be/ut8rDIJ1kSI
The Financial Freedom “Stack” ANYONE Can Use to Retire Early (BiggerPockets) https://youtu.be/ElRrBDz7e1U?si=62baruuyFgdIJdeb
Watch Next
The Best and Worst Frugal Habits (Ranked!) https://youtu.be/_FKJfAjTi-I
She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman) https://youtu.be/wBACCFI2w5s
How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home) https://youtu.be/Z10g-yd76nk
How to Retire in 10 Years or Less! https://youtu.be/nStwD03vJ64
The Hidden Cost of Playing It Safe with Your Money with Ben Carlson https://youtu.be/LG1Jr2xeuDo
Connect with Andrew
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