Show Notes
Ruth Henderson (The Happy Saver) returns to check in and state her views on how to buy a home in the current environment! We cover:
How to plan your financial life and where home ownership fits into that. Working with your other half to team up and tackle money goals. The trade off between using Kiwi Saver for a first home and leaving it untouched for retirement. The steps that one can take between purchasing a first home and reaching financial independance. An true Kiwi, Ruth loves sharing her financial knowledge for the benefit of other Kiwis. Sit back and enjoy!
More about Ruth - The Happy Saver:
More from The Kiwi House Deposit
This is the final episdode of The Kiwi House Deposit Podcast. I talk about the following:
Zaira tells us how she and her other half saved up for their first home in Whangarei. We explored the following: Careful spending habbits to save the bulk of a deposit. Minimalism: A great lifestyle for the studious saver. House hunting and putting in an offer. Zaira puts her foot down and gets things done. See what you can learn from her!
Mya and Shay from Whangarei share how they purchased their first home in 2025. They are two motivated Kiwis who teamed up young and worked hard to make home ownership possible. They purshased a home for less then 500k at the age of 23 and 21 respectively. They shared: How they met, great yarn. How they got into stable careers with no student debt. How they automated their savings to do the heavy lifting. House hunting and putting in an offer on a house. It is really refreshing to hear that young couples are buying homes in the current environment. May this episode inspire Kiwis to take advantage of the opportunities in the current housing market!
In this podcast, I am lucky enough to interview my dad, Craig. He shares how he and my mum, Linda, saved their house deposit in the 1980's and purchased their first home in 1990. They shared the folowing: How easy was the financial life of a boomer? Getting into careers and moving arounnd the country for work. Saving up a house deposit using shares, government superannuation fund and cash. Investing in KiwiFruit and Forrestry, and more, to reach early retirement. My parents taught me a lot about financial literacy at a young age. Their knowledge formed the foundation of my financial habits. Now you can hear their story!
Dylan is a determined kiwi who went hard on the house deposit. He shares the following: