I've Reached Coast FIRE ... Now What Do I Do For Work?

What happens after you reach Coast FIRE?

For years, you save aggressively, maximize retirement accounts, and build wealth with one goal in mind: hitting your investment goal. But once you arrive at Coast FIRE—Coast to Financial Independence and Relax Early—a new question emerges:

Now what?

In this episode, we answer a thoughtful listener question from Richard, who has built a seven-figure net worth with his wife but feels stuck in a sales career that’s wearing him down. We discuss how to actually act on Coast FIRE, the four career paths available after reaching the milestone, and how to use the financial strength you’ve built to create more freedom and margin in your life today.

Then, we welcome back retirement expert Jesse Cramer to discuss an important and often-overlooked topic: Social Security benefits after divorce. We cover how spousal and survivor benefits work, eligibility requirements, common misconceptions, and what divorced spouses need to know when planning for retirement.

What Coast FIRE really means beyond the calculators

Four career paths to consider after reaching Coast FIRE

Why more money isn't always the answer

How to use your wealth to create more time freedom

Social Security spousal benefits explained

Social Security survivor benefits explained

Divorce and Social Security eligibility rules

Common Social Security claiming strategies for married couples

Retirement planning considerations for divorced spouses

RESOURCES

Own Your Time: https://marriagekidsandmoney.com/book

Coast FIRE Calculator: https://marriagekidsandmoney.com/coast-fire-calculator

Personal Finance for Long-Term Investors Podcast: https://bestinterest.blog/podcast

Leave a Voicemail: https://marriagekidsandmoney.com/voicemail

Instagram: @marriagekidsandmoney

LinkedIn: @AndyHillMKM

CREDITS

Host: Andy Hill Editor: Johnny Sohl

Podcast Support: Michelle Ahmed Learn more about your ad choices. Visit megaphone.fm/adchoices