Show Notes
Ciao a tutti! In this episode of A New Life in Italy, we’re delving into a crucial topic that often causes hesitation for those dreaming of moving to Italy: finances. From money management to taxes, investments, and retirement planning, these elements can significantly influence your decision to relocate. I am joined by Alex Ingrim, co-founder and president of Liberty Atlantic Advisors, a cross-border financial planning firm that specializes in helping Americans navigate the complexities of managing their wealth while living abroad. With his extensive experience, Alex provides invaluable insights into avoiding double taxation, managing investments, and planning for retirement in Italy. Throughout our conversation, we explore the common fears that many potential expats face, such as the possibility of being taxed twice and concerns about whether their retirement savings will last. Alex emphasizes the importance of proactive financial planning, advising listeners to start preparing at least two years before their move. He explains the intricacies of the U.S. tax system, which operates on a citizenship-based taxation model, and how this impacts Americans living in Italy. This episode speaks directly to Americans, but it also is good for Canadians, British, Aussies, and anyone else out there because double taxation treaties apply to all of us. We discuss the significance of understanding where and how taxes apply to different types of income, including pensions and retirement accounts. Alex highlights the need for Americans to be aware of the differences in tax rates between the U.S. and Italy, particularly for retirees. He also addresses the common misconception that moving to Italy means you can manage your investments in the same way as in the U.S., pointing out the unique challenges posed by Italian tax laws. In addition to financial planning, we touch on the emotional aspects of moving abroad, especially for families. Alex shares his personal experience of relocating from Alaska to Florence with his wife and children, illustrating how children often adapt more easily than adults. As we wrap up, I encourage listeners to take action by connecting with financial professionals who understand both U.S. and Italian tax systems. Alex offers resources for those looking to get started on their financial planning journey, including free consultations. This episode serves as a reminder that moving to Italy is not just a lifestyle choice; it’s a financial one as well. I hope you find the insights shared in this episode helpful as you consider your own Italian adventure. Don't forget to check the notes below for links to get started. Resources www.libertyatlantic.com LinkedIn: Liberty Atlantic Advisors Smart Move Italy
Mentioned in this episode: Listen Vivace A life well lived is never finished. There is always another version of yourself waiting to emerge. Vivace exists for women who believe the most beautiful part of life is not what has already happened, but what comes next. https://vivacenetwork.com/ Vivace Media Network Listen Vivace A life well lived is never finished. There is always another version of yourself waiting to emerge. Vivace exists for women who believe the most beautiful part of life is not what has already happened, but what comes next. https://vivacenetwork.com/ Vivace Media Network
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Finding an apartment in Italy is only the beginning. For foreigners, especially those searching from abroad or needing a rental contract for a visa, getting from an online listing to actually signing a lease and getting the keys can be much more complicated than expected. In this episode of A New Life in Italy, Samantha Wilson explains why renting in Italy works differently from what many foreigners are used to. She discusses how landlords evaluate foreign tenants, why your savings or credit score may not tell the whole story, and how to present your financial situation in a way that makes sense to an Italian landlord. She even talks about the timing of your rental search, the possibility of paying rent before you arrive, and the importance of understanding contracts, deposits, fees and other details before you commit. Samantha also explains why your first Italian rental doesn't have to be your forever home. It can simply be your starting point while you get settled and discover what kind of home and lifestyle actually work for you in Italy. Plus, she answers listener questions about rental deposits and visas, cleaning when you move into a long-term rental, and who is responsible for repairs. Planning to rent in Italy? Smart Move Italy Property offers rental assistance to help you navigate the search and secure a home. Learn more about the service and submit your rental search criteria through the following link: www.smartmoveitalyproperty.com/rent/ 👈 Mentioned in this episode: Listen Vivace A life well lived is never finished. There is always another version of yourself waiting to emerge. Vivace exists for women who believe the most beautiful part of life is not what has already happened, but what comes next. https://vivacenetwork.com/ Vivace Media Network Listen Vivace A life well lived is never finished. There is always another version of yourself waiting to emerge. Vivace exists for women who believe the most beautiful part of life is not what has already happened, but what comes next. https://vivacenetwork.com/ Vivace Media Network
Learning Italian can feel like one of the biggest hurdles when you're planning a move to Italy. You can study for months or even years, understand quite a bit, and still find yourself stuck when someone asks you an unexpected question in Italian. In this episode, Samantha sits down with Clara and Martina, co-founders of My Italian Room, to talk about what learning Italian really looks like, especially as an adult. They discuss why mistakes are such an important part of learning, how small wins can build confidence, and why speaking shouldn't be something you leave until you feel "good enough." They also get practical about what you can accomplish with 15 or 20 minutes a day, active versus passive learning, apps like Duolingo, grammar, and how long it really takes to learn a language. If you've been putting off speaking Italian because you're waiting to feel ready, this conversation is a reminder that making mistakes isn't a sign that you're failing. It's part of the process. Guests: Clara and Martina are the co-founders of My Italian Room, an online Italian school helping learners move beyond studying Italian to speaking it with confidence. Through practical, conversation-focused programmes, they've built a global community where learners combine structured learning, authentic Italian, and regular opportunities to speak. Resources: As part of A New Life in Italy, Martina and Clara lead monthly live Italian lessons created specifically for members. These relaxed, practical sessions focus on the language you'll actually use in everyday life in Italy, from useful phrases and cultural context to building confidence when speaking with locals. Lessons are also recorded, so you can revisit them whenever you need. Learn more about A New Life in Italy. Join their Sunday newsletter Explore My Italian Room Follow My Italian Room on Instagram Smart Move Italy offers guidance on visas, Italian citizenship, residency, and building a life in Italy. Learn more and start planning your move to Italy today. www.smartmoveitaly.com Want to keep the conversation going? Join Vivace, a place for people who are curious about life, open to change, and haven't decided that the most interesting part of their story has already happened. www.vivacenetwork.com Ciao for now! Mentioned in this episode: Listen Vivace A life well lived is never finished. There is always another version of yourself waiting to emerge. Vivace exists for women who believe the most beautiful part of life is not what has already happened, but what comes next. https://vivacenetwork.com/ Vivace Media Network Listen Vivace A life well lived is never finished. There is always another version of yourself waiting to emerge. Vivace exists for women who believe the most beautiful part of life is not what has already happened, but what comes next. https://vivacenetwork.com/ Vivace Media Network
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