Show Notes
This week we discuss "Emergency Funds” and how they play a crucial role in achieving financial stability and peace of mind. Join us as we explore the numerous benefits of having an emergency fund, from handling unexpected expenses and avoiding debt to enhancing financial security and reducing stress. Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: [email protected] Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice. We recommend when considering financial decisions, you seek the appropriate professional advice.
More from Ms Moneypennies
Kelly-Anne and Jill break down the latest budget announcements, focusing on what could change for employees, employers, investors, homeowners, and pension savers. They also share practical examples to help make the numbers easier to understand. The conversation covers wage and employer cost changes, capital gains and exit tax, personal tax credits, inheritance thresholds, the state pension, rental relief, Help to Buy, and the proposed personal investment account. Key topics
In this episode of Ms Moneypennies Jill and Kelly-Anne answer a listener question: what should a financial advisor actually do for me? They break down the real role of an advisor beyond products and paperwork, showing how advice should be built around goals, risk, reviews, and clear communication.The conversation also makes the case for ongoing relationship-based advice. Jill and Kelly-Anne explain why good advice is about listening, planning, adjusting, and keeping clients calm when life or markets change. Key topics
Summary In this episode, Kelly-Anne and Jill explore the essentials of mortgage protection, clarifying misconceptions and offering practical advice on choosing the right cover to protect your family and financial future. Key Topics What mortgage protection covers and what it doesn'tThe importance of understanding decreasing vs. level term coverThe benefits of dual life cover and joint policiesThe significance of conversion options in policiesHow to review and update your protection plans
Pension adjustment orders can have a major impact on your financial future after separation or divorce, yet they're often misunderstood. In this episode, Jill and Kelly-Anne explain how pension adjustment orders work, common mistakes people make, and why understanding your pension entitlements is so important before agreeing a settlement. They discuss relevant periods, pension valuations, retirement options, and the importance of getting financial advice to avoid costly surprises later.
Why do so many women hesitate to ask for the salary they deserve? In this episode of Miss Moneypennies, Jill and Kelly-Anne are joined by Becky Thomas, author of Negotiate Your Worth: Strategies for Women to Get the Salary Increase They Deserve. They discuss the confidence gap, salary negotiations, and the long-term financial impact of not asking for more. Exploring why women often undervalue themselves, how to prepare for salary conversations, the importance of leading with facts rather than emotions, and how even a small increase early in your career can have a significant effect on your future wealth, pension, and financial freedom. A practical and empowering conversation for anyone who wants to build confidence, increase their earning potential, and take control of their financial future. Want to know more? You can get Negotiate Your Worth here: https://www.amazon.ie/Negotiate-Your-Worth-Strategies-Increase/dp/B0FDQPHRW2