Show Notes
Presented by Stablecon; Powered by BVNK. In this episode of Money Code, hosts Chuk Okpalugo and Raj Parekh sit down with Ayo Omojola, General Partner at Refract VC, former Cash App banking lead, and organizer of A Very Stable Conference. They unpack why the biggest stablecoin opportunity isn't in the US, where Chase is "ferocious" and payments feel good enough, but in serving billions of people worldwide who can now access dollar-denominated savings from an app store, and why $300B in circulating supply is still peanuts compared to what's coming.
Subscribe and listen to the Money Code podcast here: https://lnk.to/MoneyCodeSN
Chapters 00:00 Investing in stablecoins: why people matter more than tech 03:30 The wealth flight thesis: why rich people move money to Switzerland 08:00 Agentic payments: real or overhyped? 12:35 A Very Stable Conference: catching lightning in a bottle 19:20 The Jamie Dimon problem: competing with Chase 26:00 Why long sales cycles are a product problem 28:50 Cash App parallels: "we knew a secret" 34:15 $300B is peanuts — the real market sizing math 37:15 Why incumbents have paper-thin advantages 42:45 "Fish don't feel the water as wet" 49:20 Non-USD stablecoins: institutional gaps as the foothold 54:30 Where to find Ayo and A Very Stable Conference
Connect with the Hosts & Guest Chuk Okpalugo: https://www.linkedin.com/in/chuk-okpalugo/ | https://x.com/chuk_xyz/ | http://stablecoinblueprint.com
Raj Parekh: https://www.linkedin.com/in/rajparekh7/ | https://x.com/rajparekh | http://monad.xyz
Ayo Omojola: https://x.com/ay_o | https://kunle.app
About Stablecon Stablecon (https://stablecon.com/) is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. By convening the brightest minds in fintech and crypto, Stablecon provides attendees with world class thought leadership and fosters unparalleled networking and strategic collaboration across the digital payments industry. Whether you're building, advising, or navigating this new frontier, this is the room where it happens. About BVNK BVNK is the leading provider of stablecoin payments infrastructure, helping businesses move money faster, settle globally, and even launch their own stablecoin products. Head to https://bvnk.com/ to learn more.
More from Money Code
In this episode of Money Code, Sanjib Kalita sits down with Maggie Wu, CEO and co-founder of VelaFi, to discuss the challenges of cross-border payments in Latin America and how stablecoins can help businesses move money faster and at lower cost.Maggie shares VelaFi's journey from Mexico to markets across Latin America, explaining how the company built its payment infrastructure around local licensing, banking relationships, and compliance. They also discuss the growing demand for stablecoin payments, why B2B businesses have a greater need for cross-border solutions, and what it takes to build financial infrastructure across multiple emerging markets.Subscribe and listen to the Money Code podcast here:https://lnk.to/MoneyCodeSN00:00 - Maggie Wu and the origins of VelaFi02:45 - From crypto investing to stablecoin payments04:50 - Why VelaFi started in Latin America07:20 - Building compliant cross-border payment infrastructure09:50 - How customer feedback shaped the product12:20 - Expanding across Latin American markets14:35 - Building local teams and maintaining compliance16:20 - Why VelaFi focuses on B2B payments18:45 - The growing demand for stablecoin payments21:10 - Why emerging markets are adopting stablecoins23:35 - VelaFi’s competitive advantage25:35 - Growth, fundraising, and scaling the business27:55 - Maggie’s journey as an entrepreneur29:45 - What’s next: AI and building with agentsConnect with our Host and Guest: Sanjib Kalita: linkedin.com/in/sanjibkalitaMaggie Wu: https://www.linkedin.com/in/maggie-wu-164a0797/About StableconStablecon (https://stablecon.com/) is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. By convening the brightest minds in fintech and crypto, Stablecon provides attendees with world class thought leadership and fosters unparalleled networking and strategic collaboration across the digital payments industry. Whether you're building, advising, or navigating this new frontier, this is the room where it happens.
In this episode of Money Code, host Sanjib Kalita sits down with Shan Aggarwal, Chief Business Officer and Head of Investor Relations at Coinbase, to unpack where crypto, stablecoins, and traditional finance are heading next. They explore Coinbase’s vision for an open financial system built onchain and why stablecoins are becoming an increasingly important piece of financial infrastructure.The conversation also dives into tokenized assets, agentic commerce, and the rise of machine-to-machine payments. Shan explains why stablecoins could be particularly well suited for AI-driven transactions and what needs to happen for onchain finance to become more seamless, accessible, and interconnected.Subscribe and listen to the Money Code podcast here:https://lnk.to/MoneyCodeSN00:00 – Intro: Shan Aggarwal and Coinbase03:20 – From Venture Investing to Coinbase09:55 – Building a Global Crypto Platform12:56 – Stablecoins and the Future of Onchain Finance16:39 – Coinbase and the Rise of Agentic Commerce22:32 – Build, Buy, Partner or Invest?34:42 – Coinbase’s 5–10 Year Vision for Finance41:05 – The Convergence of Traditional Finance and Crypto46:57 – The Evolving U.S. Crypto Regulatory Landscape52:17 – Shan’s Outlook on the Future of FinanceConnect with our Host and Guest: Sanjib Kalita: linkedin.com/in/sanjibkalitaShan Aggarwal :https://www.linkedin.com/in/shan-aggarwal-2a314b49/About StableconStablecon (https://stablecon.com/) is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. By convening the brightest minds in fintech and crypto, Stablecon provides attendees with world class thought leadership and fosters unparalleled networking and strategic collaboration across the digital payments industry. Whether you're building, advising, or navigating this new frontier, this is the room where it happens.
Presented by Stablecon; Powered by BVNK.
Presented by Stablecon; Powered by BVNK.
Presented by Stablecon; Powered by BVNK.