
Ep 547 - New forms of financial advice and mastering the energy cycle
The Money To The Masses PodcastShow Notes
In this week's episode, Damien discusses the evolving landscape of financial advice, from the introduction of "targeted support" to the rise of simplified advice. Damien also explains the key differences between full and restricted advice and how the new advice categories aim to close the UK's advice gap.
Finally, Andy looks at the energy payment cycle, explaining how to calculate a safe credit buffer, when to reclaim overpaid funds from your supplier as well as your legal rights.
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to our weekly newsletter Take out a free trial of 80-20 investor Get financial advice from Vouchedfor* MoneyHelper
More from The Money To The Masses Podcast
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
On this week’s episode, Damien discusses the steps you can take if you are struggling with rising mortgage costs or are worried about future repayments. With fixed-rate deals increasing, he outlines the support available from lenders under the Mortgage Charter, explains how government schemes like Support for Mortgage Interest (SMI) operate, and highlightswhere to find free, independent debt advice if you get into financial difficulty.
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
On this week’s episode, Damien shares ten of his favourite money insights, which he has recently shared on Threads & X. Andy and Damien discuss the psychology behind their financial decisions, why spending isn't the same as wealth, and how small changes to the way you think about money can improve your finances.
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.