All the Hacks: Money, Points & Life

Navigating Transfer Bonuses, Hyatt Devaluation, New Card Offers and More

All the Hacks: Money, Points & Life

Show Notes

#269: Chris breaks down why he transferred >200k points for a transfer bonus and how to know when they're actually worth it. He also covers Hyatt's new award chart changes, the latest elevated welcome offers, and how he's using multiple AI agents to optimize his work and life.

Link to Full Show Notes: https://chrishutchins.com/transfer-bonuses-hyatt-devaluation-ai

Partner Deals

Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2

Fabric: Affordable term life insurance for you and your family

Gusto: Free 3-month trial of the #1 payroll software

Mercury: Manage, move, and grow your money

Bilt Rewards: Earn the most valuable points when you pay rent

For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

Resources Mentioned

AI Models & Assistants

ChatGPT

OpenClaw

Gemini

Claude | Claude Cowork

Oura Ring

OpenSnow

Gridfinity

JAL USA CARD

Rove Miles

Transfer Bonuses in March 2026

Citi → Wyndham: 25% bonus (ends 3/21)

Amex → Avianca LifeMiles: 15% bonus (ends 3/28)

Rove Miles → Japan Airlines: 50% bonus (ends 3/31)

Capital One → Preferred Hotels: 30% bonus (ends 3/31)

Massive Hyatt Points Devaluation

Credit Cards

Best Cards Page

Robinhood Gold Card

U.S. Bank Smartly™ Visa

Bilt Palladium Card (Rates and fees here)

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

Hilton Honors American Express Card

Hilton Honors American Express Surpass® Card

The Hilton Honors American Express Business Card

Hilton Honors American Express Aspire Card

The Platinum Card® from American Express

American Express® Business Gold Card

The Business Platinum Card® from American Express

WHOOP (1 month free here)

Function Health

ATH Podcast

Ask Chris Anything!

Newsletter

Ep #265: I Built an AI Assistant That Works While I Sleep

Ep #264: Deep Dive on Bilt Rewards and New Bilt 2.0 Cards

Leave a review: Apple Podcasts | Spotify

Email for questions, hacks, deals, and feedback: [email protected]

Full Show Notes

(00:00) Introduction

(00:55) Chris's New AI Agent

(04:00) How To Leverage Claude Cowork

(06:14) How Chris Used AI to Build a New CardTool

(08:52) The Future of The Internet

(17:21) 3D Printing

(18:39) Taking Advantage of Transfer Bonuses

(21:56) Bilt Rent Day Transfer Bonuses

(27:09) Rove Transfer Bonus to JAL & Other Bonuses

(33:22) Hyatt's Massive Devaluation

(38:54) How to Get More Points with Potential Devaluations

(41:15) Welcome Offers on Delta Cards

(45:12) Welcome Offers on United Cards

(48:28) Welcome Offers on Hilton Cards

(51:13) Welcome Offers on Southwest Cards

(53:30) Cards with Big-Point Offers

(54:13) Find the Latest Deals on the ATH Newsletter

(54:45) Card-Linked Deals for Whoop and Function Health

Connect with Chris

Newsletter | Membership | X | Instagram | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

More from All the Hacks: Money, Points & Life

Oct 21, 2026

#299: My top 10 takeaways from a retreat for high-net-worth investors, which covered money, health, AI, parenting, relationships, and more. We explore why what you measure shapes your behavior, how to start using AI agents, why simple rules beat perfect plans, how to teach kids about money, and why “later” may be the most expensive word in your vocabulary.

Oct 14, 2026

#298: Chris breaks down how to earn airline miles and transferable points on money you’re already saving or investing (and whether the rewards are actually worth the tradeoffs). He compares mileage-earning bank accounts from Bask, United and Alaska, the new Bank of America and Alaska transfer partnership, Silo’s brokerage rewards program, and Symphony’s higher-yield approach. Plus, the welcome offers ending this fall that change the first-year math, and a short interview with Symphony's founders.

Oct 7, 2026

#297: Learn how to turn small talk, awkward encounters, and everyday logistics into conversations that actually matter. Chris and Vanessa explore the chemistry behind great conversations, how to find the topics that make people light up, and the three levels of conversation that lead to deeper connection.

Sep 23, 2026

#296: You're probably overpaying for cell service, and switching could save you hundreds of dollars a year without sacrificing coverage or features. Chris breaks down what's changed with the big carriers and MVNOs, the math behind "free phone" deals, the few features only AT&T, Verizon and T-Mobile still offer, and his shortlist of the best unlimited plans. He also shares the cheapest backup line for two-factor texts, a $20 home internet backup, how to think about cell phone insurance, and the smartest way to buy a new iPhone.

Sep 16, 2026

#295: Chris shares the strategies he actually uses to earn, spend, and maximize millions of points and miles. He breaks down how many credit cards most people really need, his approach to booking award travel for a family, the rise of massive card-member flight discounts, when to pay cash vs. points, and some of his favorite—and most unusual—redemptions.

See all episodes →