EP9 - Secrets Mortgage Managers Want First-Time Buyers To Know! with Darragh O'Connor and Louise Lynam
The Waterford Property Watch PodcastShow Notes
Secrets Mortgage Managers Want First-Time Buyers To Know!
Darragh O'Connor sits down with Louise Lynam, Mortgage Manager at Bank of Ireland to discuss all things mortgages, like:
👉 How much can a first-time buyer borrow 👉 The mortgage approval process, how it works 👉 What is Loan to Value (LTV)? and 👉 Advice on how to ensure your accounts are squeaky clean and 👉 How to get the best mortgage rate you can
This podcast is also available as a video you can watch it here: https://www.youtube.com/watch?v=5p7VG4t1N6E or by jumping to the exact question you need answered via the timestamps below.
Timestamps: First Steps for First-Time Buyers (0:00) Understanding Loan to Value (LTV) (2:00) Eco Mortgage and Energy Efficiency (3:12) Preparing for the First Mortgage Application (5:13) Associated Costs Beyond the Mortgage (7:17) Fixed Rate Mortgages for First-Time Buyers (9:48) Keeping Bank Accounts Clean (11:20) Tailored Mortgage Solutions for New Home Buyers (13:03) Differences Between New and Second-Hand Properties (15:29) Final Tips for Buyers (16:50)
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