
“Should we reduce our mortgage term or keep investing?” | The Vault Episode 107
The Vault with FinancielleShow Notes
Re-releasing this episode due to a technical issue with the previous upload. Everything else is the same! “My friend owes me money and seems to have forgotten but I’m too scared to mention it to her”… jail or no jail? 🚨👀 If you’re the friend who always ends up fronting the money for group plans, this one’s for you. We mentioned Collctiv – a simple way to collect money for things like birthdays, hen dos, trips, or shared tickets without the awkward chasing. It keeps everything organised, automated, and stops the organiser being left out of pocket. This week, we’re diving into these money dilemmas: 💸 “Should we reduce our mortgage term or keep investing?” 💸 ”Do I share my inheritance as an unmarried cohabited couple?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸
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More from The Vault with Financielle
Two paydays until Christmas 😱 Consider this your sign to start a sinking fund if you haven’t already 👀 Get your Christmas sinking fund guide here 🎄 This week, we're diving into these money dilemmas: 💸 "I've Paid My Student Loan for 5 Years and It's Grown by £15k" 💸 "I Cleared Three Credit Cards in Six Months — Which One Do I Kill Next?" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸
Two house deposit dilemmas this week… and both come with a big side of guilt 👀 This week, we're diving into these money dilemmas: 💸 "My 90-Year-Old Grandad Offered Me £14k for a House — Is It Wrong to Say Yes?" 💸 "My Girlfriend Has £20k for Our Deposit. I Have Nothing." Plus Holly's got a dilemma of her own involving an easyJet voucher ✈️ Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [email protected] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸
Some dilemmas make you want to shout at your phone… this is one of them 👀 This week, we're diving into these money dilemmas: 💸 "First He Asked Me for a Loan. Then He Asked Me to Be His Guarantor." 💸 "I Drove Into a Bollard — Should I Have Claimed on My Insurance?" Plus a gorgeous win from a listener a year into her money journey — debt sorted, budget nailed, and the first holiday she's ever saved for 🎉 If anything in this episode feels familiar, Surviving Economic Abuse offers free, confidential support and information 💛 Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸
Turns out having the money doesn't switch off the money anxiety… both of this week's dilemmas are from women who've done everything right and still can't bring themselves to spend 👀 This week’s money dilemmas: 💸 "I Earn £90k and Have £87k Saved — So Why Am I Terrified to Spend It?" 💸 "I've Saved Every Penny to Clear My Debt… and I Can't Press 'Pay'" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸
You asked for updates, and we've got one for you! Betty sent us a voicenote after her dilemma (ep106) about putting all her work expenses on a credit card 🎙️ This week, we're diving into these money dilemmas: 💸 "No More Student Loan, £380 Better Off a Month — What Do I Do?" 💸 "I Turned 40, I'm £17k in Debt, and I'm Done Using Credit for Good" Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌 You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸