05 | What Happens When You Actually Book That “Free Meeting” We Keep Mentioning
Thrive in RetirementShow Notes
What if the appointment you keep talking yourself out of is the one that decides your entire retirement?
Most people book the complimentary meeting, then spend the next week talking themselves out of it. David Bezar has a name for it. The ostrich theory. Head in the sand, wait a while, hope the problem goes away on its own.
In this solo episode, David pulls back the curtain on what actually happens when you show up. The self-assessment that decides whether you should come in at all, why Thrive throws out every 7, the introductory email, the two appointments, and the side-by-side report that shows exactly what your portfolio would lose in a market like 2008.
He also shares the seminar question from a 66-year-old whose CPA shut down Roth conversions without ever explaining why. You only get one shot to retire successfully. Listen now. Timestamped Highlights [00:01:26] The 120 seminars a year that all funnel into one complimentary meeting [00:02:05] Three kinds of people book this appointment, including some already 10 years retired [00:02:47] Why these seminars are not infomercials, and the acronym behind them [00:04:05] The answer almost everyone gives when David asks what brought them in [00:04:53] The fragmented approach that leaves your retirement plan full of gaps [00:06:00] The self-assessment that decides whether you should come in at all [00:06:53] Why there are no 7s on the scale [00:07:49] Your risk speed limit, and the car crash that explains it [00:08:58] The three things that make you an 8, 9, or 10 on risk [00:10:01] When a 401 became a 201, and the number most people cannot answer [00:11:25] The ostrich theory, and why people cancel the appointment they need [00:13:26] What lands in your inbox before the first meeting [00:14:27] What to bring, and what to redact before you bring it [00:15:08] Five levels deep, the listening method that changes the conversation [00:17:01] Why retirees keep landing in the same or a higher tax bracket [00:17:54] Inside the second appointment and the verify form [00:19:52] A CPA said no to Roth conversions and never explained why [00:23:39] The silent partner sitting inside a $5 million retirement account [00:26:01] Why the worst outcome of this meeting is still a good one
Mentioned Resources
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Disclosure:
Thrive Capital Management, LLC, is an SEC-Registered Investment Advisory firm. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate a particular level of skill or ability. Insurance products and services offered through Thrive Financial Services, LLC. Thrive Financial Services and Thrive Capital Management, LLC are affiliated companies. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This podcast for informational purposes only and is not intended as legal, tax, or investment advice, or as a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.
Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Thrive in Retirement is an original production hosted by David Bezar. Brought to you by Thrive Financial Services. Production and editi
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