Show Notes
Send us a text UNLOCKED Week 3: Ready for the Year Ahead Last week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry). In a world of credit and BNPL, saving up for the things you want is one of the most underrated money habits there is. Sinking funds are about delayed gratification, being prepared, and having money waiting for future you. In this episode, Laura covers: Why sinking funds are her favourite under-the-radar money habit The “unexpected” costs that show up every single year (MOTs, birthdays, holidays, Christmas…) Why sinking funds are elite money behaviour How they remove guilt, overspending and last-minute stress Why people resist them (yes, they can feel boring… and revealing) How sinking funds create emotional stability, not just financial stability How to set them up using tools like Starling, Monzo and Revolut Why the Financielle community pushed for the sinking fund tracker and how to use it If you want to change your spending habits in 2026, you need sinking funds. Save now. Buy later. Feel calmer all year long. If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community. #moneystory #sinkingfunds #Financielle #TheVaultUnlocked #personalfinanceforwomen
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