#351 - Full Shares Masterclass, Wasn’t Meant For The Public

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In this new episode, Lloyd breaks down how shares actually work and why understanding them as real ownership, not numbers on a screen, changes everything about building wealth. This masterclass goes deep into how great companies operate, how shares are created, and the exact principles he uses to build a portfolio that compounds for decades. ◼️ How shares are created and why IPOs are usually overpriced ◼️ What makes a genuinely high quality business worth owning ◼️ Circle of competence, and why most people should avoid 95 percent of stocks ◼️ The rules Lloyd uses to research, select, and hold individual companies long term

Timestamps: 00:00:00 - Introduction 00:01:02 - Private companies and how ownership works 00:02:45 - Debt vs equity, how companies fund growth 00:04:03 - IPOs explained 00:04:48 - Why IPOs are usually overpriced 00:07:10 - Why people invest in shares 00:10:02 - The real purpose of investing 00:12:27 - Compound interest and long‑term compounding 00:13:45 - Circle of competence 00:17:07 - Warren Buffett’s circle of competence 00:19:25 - How Lloyd researches companies 00:22:33 - What makes a quality business 00:25:06 - Monopolies and durable competitive advantage 00:31:12 - Diversification vs concentration 00:33:48 - Index funds and when they make sense 00:47:28 - Building a portfolio that compounds

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DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.